Medicare Plan G Costs in Gainesville

Gainesville is home to the University of Florida and UF Health -- one of the nation's top academic medical centers. For Gainesville seniors, having the right Medicare coverage means access to world-class care at UF Health and the area's other excellent providers.

Medicare Supplement Plan G is the most popular Medigap plan for Gainesville seniors -- and for good reason.

Plan G covers virtually everything that Original Medicare does not, with one exception: the Part B deductible ($283 in 2026). After paying that once per year, you have no other out-of-pocket costs for covered services.

Plan G covers:

• Part A hospital deductible ($1,736 per benefit period)
• Part A coinsurance and hospital costs
• Part B coinsurance (the 20% you would otherwise owe)
• Skilled nursing facility coinsurance
• Part B excess charges
• Foreign travel emergency (80%)

Plan G premiums in Gainesville vary by carrier, age, gender, and tobacco use. For a 65-year-old non-smoker in Alachua County, typical Plan G premiums range from approximately $115 to $165 per month.

Since all Plan G policies cover identical benefits, the only difference between carriers is the price. Shopping multiple carriers is essential -- and that is exactly what I do for my clients.

Gainesville seniors who want access to UF Health's specialists and academic medical center without network restrictions consistently choose Plan G. With Plan G, you can see any Medicare-accepting provider at UF Health -- or anywhere in the country -- without worrying about networks or referrals.

I represent 15+ Medigap carriers in Florida and compare rates from all of them to find you the lowest Plan G premium in your Gainesville zip code. This service is completely free.

Call me at (386) 871-3858 or schedule a free Gainesville Plan G comparison at calendly.com/themedicaredude/75.