Medicare Supplement Options in Melbourne

Melbourne is the largest city on Florida's Space Coast and the heart of Brevard County's healthcare network. Melbourne seniors have access to excellent medical facilities and a solid Medigap market.

Here is your guide to Medicare Supplement options in Melbourne.

Melbourne and Brevard County have a large population of retirees from the aerospace and defense industries -- many of whom are accustomed to comprehensive employer health coverage. Medigap plans appeal to this population because they offer:

• Comprehensive coverage -- No surprise bills or unexpected cost-sharing
• Freedom of choice -- See any Medicare provider without network restrictions
• Predictable costs -- Know exactly what your healthcare will cost each year
• Nationwide coverage -- Works anywhere Medicare is accepted

Plan G -- The most popular option. Covers everything except the $283 Part B deductible. After paying that once per year, you have no other out-of-pocket costs for covered services.

Plan N -- Lower premium than Plan G, with small copays ($20 for office visits, $50 for ER visits). Does not cover Part B excess charges.

High-Deductible Plan G -- Lowest premium option. You pay a $2,870 deductible before coverage kicks in. Best for healthy seniors who want catastrophic protection at minimal cost.

• Health First Holmes Regional Medical Center -- Melbourne's primary hospital
• Health First Viera Hospital -- Serving the growing Viera community
• Parrish Medical Center -- Serving northern Brevard County

Health First is the dominant health system in Brevard County and participates in most Medicare networks.

Since all Plan G policies cover identical benefits, the only difference is the price. I compare rates from 15+ carriers in your Melbourne zip code to find you the lowest premium.

Call me at (386) 871-3858 or schedule a free Melbourne Medigap comparison at calendly.com/themedicaredude/75.