Understanding Medicare in Venice

Venice is one of Florida's most charming retirement communities -- known for its shark teeth beaches, historic downtown, and active senior lifestyle. Venice seniors have access to excellent Medicare options in Sarasota County.

Here is your complete guide to understanding Medicare in Venice.

Medicare is federal health insurance for people 65 and older. It has four main parts:

Part A -- Hospital insurance. Covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Free for most people.

Part B -- Medical insurance. Covers doctor visits, outpatient procedures, preventive care, and more. Standard premium: $202.90/month in 2026.

Part C -- Medicare Advantage. Private plans that replace Parts A and B, usually with extra benefits.

Part D -- Prescription drug coverage. Provided through private insurance plans.

Original Medicare + Medigap + Part D This combination gives you the most comprehensive coverage. With Medigap Plan G, you pay only the $283 Part B deductible per year -- everything else for covered services is paid. You can see any Medicare provider in Venice or anywhere in the country.

Medicare Advantage A private plan with $0 or low premiums that bundles medical, hospital, and usually drug coverage. Uses a network of providers. Many Venice Medicare Advantage plans include dental, vision, and hearing benefits.

• Sarasota Memorial Hospital Venice -- Full-service hospital serving Venice
• Venice Regional Bayfront Health -- Community hospital in Venice
• Sarasota Memorial Hospital -- Major regional hospital in nearby Sarasota

With a Medigap plan, you can use any of these facilities without network concerns.

Venice has a large snowbird population. If you spend time in another state, Medigap is the better choice -- it works nationwide, while Medicare Advantage plans are local.

As an independent broker, I compare every Medicare option available in Venice at no cost to you.

Call me at (386) 871-3858 or schedule a free Venice Medicare consultation at calendly.com/themedicaredude/75.