Medicare Part D Plans in Jacksonville, FL
Medicare Part D provides prescription drug coverage for Jacksonville seniors on Original Medicare or a Medigap plan. In 2026, the Part D out-of-pocket cap is $2,100 — a major improvement for seniors with high drug costs. William Gray compares every Part D plan available in your Jacksonville ZIP code, checking your specific medications against each plan's formulary.
Medicare Part D in Jacksonville
What You Need to Know
$2,100 out-of-pocket cap on prescription drugs in 2026 — new for this year
Formulary (drug list) varies by plan — William checks your specific medications
Preferred pharmacy networks affect your copays — William identifies the best network for your pharmacy
Low-Income Subsidy (Extra Help) may reduce or eliminate your Part D costs
Late enrollment penalty applies if you go without creditable drug coverage
Plans change every year — William reviews your Part D plan before every Annual Enrollment Period
Free Part D Comparison
William compares every Medicare Part D plan available in your Jacksonville ZIP code — verifying your doctors, prescriptions, and budget. No cost, no obligation.
Other Medicare Options in Jacksonville
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What Florida Seniors Are Saying
"William saved me over $200/month by switching me from my old plan to a Medicare Advantage plan that still covers my Baptist Health doctors. He knew exactly which plans work in my part of Jacksonville."
Robert M.
Mandarin, Jacksonville, FL
"Had 2 interactions with William in applying for Medicare and then in getting signed up for the necessary supplements. On both occasions I received prompt professional service — this guy is on it. Very pleased with my experience with Mr. Gray."
Stephen Foster
Florida
"Working with William Gray has been a great experience! He made the entire process feel easy and stress-free by explaining everything in a way that actually made sense. His honesty, patience, and willingness to go above and beyond truly set him apart."
Kris Tomarelli
Florida
FAQ
Medicare Part D FAQ — Jacksonville, FL
How many Medicare Part D plans are available in Jacksonville, FL?
Jacksonville ZIP codes typically have 20–30 standalone Part D plans available for 2026. The number varies by ZIP code. William compares every plan available in your specific Jacksonville address, checking your medications against each formulary.
What is the Part D out-of-pocket cap in 2026?
In 2026, the Medicare Part D out-of-pocket cap is $2,100. Once you reach this amount in covered drug costs, you pay $0 for the rest of the year. This is a significant improvement for Jacksonville seniors with high prescription drug costs.
Do I need Part D if I have Medicare Advantage in Jacksonville?
Most Medicare Advantage plans in Duval County include prescription drug coverage (MAPD plans). If you have a standalone Medigap plan, you need a separate Part D plan for drug coverage. William reviews your complete coverage situation before recommending any plan.
What happens if I don't enroll in Part D in Jacksonville?
If you don't enroll in Part D when you're first eligible and don't have other creditable drug coverage, you'll pay a late enrollment penalty for as long as you have Part D. The penalty is 1% of the national base premium for each month you went without coverage.
Medicare Part D in Jacksonville
Get Your Free Part D Comparison
William Gray compares every Medicare Part D plan available in your Jacksonville ZIP code, verifies your doctors and prescriptions, and handles enrollment — completely free.
Call (386) 871-3858Disclaimer: We do not offer every plan available in your area. Currently we represent organizations that offer Medicare Advantage, Medicare Supplement (Medigap), and Medicare Part D products. Please contact Medicare.gov, call 1-800-MEDICARE (1-800-633-4227), or contact your local State Health Insurance Assistance Program (SHIP/SHINE) to get information on all available options. Not affiliated with or endorsed by Medicare, CMS, or any government agency. FL License # W690237.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048) to get information on all of your options.
Not affiliated with or endorsed by the U.S. government or the federal Medicare program. This is an advertisement for insurance. William Gray and affiliated licensed agents are independent insurance agents, not government employees or representatives. Medicare has neither reviewed nor endorsed this information.
Not all plans or types of coverage may be available in your area. Plan availability, benefits, and premiums vary by county and ZIP code. Enrollment in any plan depends on contract renewal. Benefits, premiums, and cost-sharing may change on January 1 of each year.
Independent Agent & Compensation Disclosure. William Gray is an independent licensed insurance agent (FL License #W690237) and is not employed by or exclusively affiliated with any single insurance company. William is compensated by insurance carriers when you enroll in a plan. This compensation does not affect the premium you pay — your premium is the same whether you enroll through a broker or directly with the carrier. Affiliated agents are independent contractors solely responsible for their own conduct and representations.