Help Paying Medicare Advantage Copays in Beverly Beach, Florida
Beverly Beach is a small incorporated town in Flagler County located on a barrier island along the Atlantic coast, between Flagler Beach and Palm Coast. It shares ZIP code 32136 with Flagler Beach. Beverly Beach is one of the smallest municipalities in Flagler County by population. Medicare Advantage plan availability is determined at the county level, so the plans available in 32136 reflect the full Flagler County plan market.
Note: Beverly Beach shares ZIP code 32136 with Flagler Beach. If you are looking up plans on Medicare.gov, use 32136. This page is an educational resource for Beverly Beach Medicare beneficiaries. No recommendations are being made. Coverage varies by plan.
For a comprehensive overview, visit: Help Paying Medicare Advantage Copays — Main Resource.
Independent Medicare Broker — Beverly Beach, FL
William Gray — The Medicare Dude
Serving Beverly Beach and all of Flagler County. Independent, educational Medicare guidance since 1998.
- FL License #W690237 · Agency License #L134055
- Independent — represents multiple carriers, not captive to any single plan
- No obligation. No pressure. Educational consultations only.
Medicare Advantage in Beverly Beach
Beverly Beach residents have access to the Medicare Advantage plans available throughout Flagler County. As a very small coastal community, Beverly Beach residents access hospital and specialist care at AdventHealth Palm Coast or travel to Daytona Beach or St. Augustine. Verifying that your preferred providers are in-network for any plan you are considering is especially important.
An independent Medicare broker can compare the plans available in ZIP code 32136 and help you understand how each plan's cost-sharing structure aligns with your healthcare needs and preferred providers.
Educational Information About Cash-Benefit Insurance
Hospital Indemnity Insurance
Pays a fixed cash benefit upon a covered hospital admission. Benefits vary by policy. Eligibility, exclusions, limitations, and waiting periods may apply.
Hospital Indemnity Insurance — Full OverviewCancer Insurance
Pays a fixed cash benefit upon a covered cancer diagnosis or during covered cancer treatment. Benefits vary by policy.
Cancer Insurance — Full OverviewCritical Illness Insurance
Pays a lump-sum cash benefit upon diagnosis of a covered critical illness. Benefits vary by policy.
Critical Illness Insurance — Full OverviewRelated Pages — Flagler County
Frequently Asked Questions — Beverly Beach Medicare Advantage
What ZIP code does Beverly Beach use for Medicare plan lookups?
Beverly Beach shares ZIP code 32136 with Flagler Beach. Use 32136 when using the Medicare Plan Finder at Medicare.gov or when speaking with a broker. Plan availability is determined at the county level for Medicare Advantage.
What is the out-of-pocket maximum for Medicare Advantage plans in 2026?
For 2026, CMS set the maximum allowable in-network out-of-pocket maximum (MOOP) at $9,350. Individual plans may set their MOOP lower. Once you reach your plan's MOOP, the plan covers 100% of covered in-network services for the rest of the calendar year. Coverage varies by plan.
What free Medicare counseling is available for Beverly Beach residents?
The Florida SHINE program provides free, unbiased Medicare counseling. Call 1-800-963-5337 to reach a SHINE counselor who can help you compare plans, understand your benefits, and navigate enrollment periods at no cost.
Independent Medicare Broker — Beverly Beach, FL
William Gray — The Medicare Dude
Serving Beverly Beach and all of Flagler County. Independent, educational Medicare guidance since 1998.
- FL License #W690237 · Agency License #L134055
- Independent — represents multiple carriers, not captive to any single plan
- No obligation. No pressure. Educational consultations only.
This page is for educational purposes only. No recommendations are being made. Coverage varies by Medicare Advantage plan. Plan availability varies by ZIP code. Hospital indemnity insurance, cancer insurance, and critical illness insurance are separate supplemental insurance products. They are not Medicare Supplement insurance and do not replace Medicare. Benefits vary by policy. Eligibility, exclusions, limitations, and waiting periods may apply. The Medicare Dude is a licensed independent Medicare insurance agency. FL License #W690237. Agency License #L134055.