Not a government website. We are not affiliated with, endorsed by, or connected to the Centers for Medicare & Medicaid Services (CMS), Medicare, or any government agency.

We do not offer every plan available in your area. Currently we represent 7 organizations which offer 60 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Help Paying Medicare Advantage Copays in South Daytona, Florida

South Daytona is a small city in Volusia County located immediately south of Daytona Beach along the Halifax River, served by ZIP code 32119. It is a compact residential community with a meaningful share of Medicare-eligible residents. Medicare Advantage plan availability is determined at the county level.

This page is an educational resource for South Daytona Medicare beneficiaries. No recommendations are being made. Coverage varies by plan.

For a comprehensive overview, visit: Help Paying Medicare Advantage Copays — Main Resource.

Independent Medicare Broker — South Daytona, FL

William Gray — The Medicare Dude

Serving South Daytona and all of Volusia County. Independent, educational Medicare guidance since 1998.

  • FL License #W690237 · Agency License #L134055
  • Independent — represents multiple carriers, not captive to any single plan
  • No obligation. No pressure. Educational consultations only.
386-871-3858

Medicare Advantage in South Daytona

South Daytona residents have access to the full range of Medicare Advantage plans available in Volusia County. The city is served by AdventHealth Daytona Beach and Halifax Health, both easily accessible. An independent Medicare broker can compare the plans available in ZIP code 32119 and help you understand how each plan's cost-sharing structure aligns with your healthcare needs.

Educational Information About Cash-Benefit Insurance

Hospital Indemnity Insurance

Pays a fixed cash benefit upon a covered hospital admission. Benefits vary by policy. Eligibility, exclusions, limitations, and waiting periods may apply.

Hospital Indemnity Insurance — Full Overview

Cancer Insurance

Pays a fixed cash benefit upon a covered cancer diagnosis or during covered cancer treatment. Benefits vary by policy.

Cancer Insurance — Full Overview

Critical Illness Insurance

Pays a lump-sum cash benefit upon diagnosis of a covered critical illness. Benefits vary by policy.

Critical Illness Insurance — Full Overview

Related Pages — Volusia County

Frequently Asked Questions — South Daytona Medicare Advantage

What ZIP code does South Daytona use for Medicare plan lookups?

South Daytona is served by ZIP code 32119. Use 32119 when using the Medicare Plan Finder at Medicare.gov or when speaking with a broker.

What is the out-of-pocket maximum for Medicare Advantage plans in 2026?

For 2026, CMS set the maximum allowable in-network out-of-pocket maximum (MOOP) at $9,350. Individual plans may set their MOOP lower. Once you reach your plan's MOOP, the plan covers 100% of covered in-network services for the rest of the calendar year. Coverage varies by plan.

What free Medicare counseling is available for Volusia County residents?

The Florida SHINE program (Serving Health Insurance Needs of Elders) provides free, unbiased Medicare counseling. Call 1-800-963-5337 to reach a SHINE counselor who can help you compare plans, understand your benefits, and navigate enrollment periods at no cost.

Independent Medicare Broker — South Daytona, FL

William Gray — The Medicare Dude

Serving South Daytona and all of Volusia County. Independent, educational Medicare guidance since 1998.

  • FL License #W690237 · Agency License #L134055
  • Independent — represents multiple carriers, not captive to any single plan
  • No obligation. No pressure. Educational consultations only.
386-871-3858

This page is for educational purposes only. No recommendations are being made. Coverage varies by Medicare Advantage plan. Plan availability varies by ZIP code. Hospital indemnity insurance, cancer insurance, and critical illness insurance are separate supplemental insurance products. They are not Medicare Supplement insurance and do not replace Medicare. Benefits vary by policy. Eligibility, exclusions, limitations, and waiting periods may apply. The Medicare Dude is a licensed independent Medicare insurance agency. FL License #W690237. Agency License #L134055.

The Medicare DudeIndependent Medicare Insurance Agency

The Medicare Dude is the marketing brand of The Gray Insurance, an independent Medicare insurance agency helping beneficiaries across Northeast Florida compare Medicare Supplement, Medicare Advantage, and Part D plans from multiple carriers — at no cost.

The Medicare Dude, LLC | The Gray Insurance. We are an independent insurance agency. We are not affiliated with or endorsed by Medicare or any government agency.

Not a government website. The Medicare Dude is not affiliated with, endorsed by, or connected to the Centers for Medicare & Medicaid Services (CMS), the U.S. Department of Health and Human Services, or any federal or state government agency.

We do not offer every plan available in your area. Currently we represent 7 organizations which offer 60 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

We can compare any Medicare Supplement or Advantage plan even if we don't sell those products.

We are a licensed, independent insurance broker. We represent multiple insurance carriers and may receive compensation from the carriers whose plans we sell. This does not affect the cost of your plan.

Agency License: The Gray Insurance · FL Agency License #L134055

Individual State Licenses (William Gray): FL #W690237 · GA #3718523 · ID #1345734 · IN #4150677 · KS · KY · MI · NC · OH · PA #1309973 · TX #3305385 · VA

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