Medicare Agent
Flagler County, FL
William Gray has served Flagler County seniors since 2015 — comparing every Medicare Advantage, Medigap, and Part D plan in Palm Coast, Flagler Beach, Bunnell, and Beverly Beach. Free service, no pressure.
Flagler County ZIP Codes Served
Cities Served in Flagler County
Click your city for local plan details, ZIP-specific coverage, and nearby hospital networks.
Why Flagler County Seniors Choose William
Local Since 2015
William has served Palm Coast and Flagler County seniors for over a decade. He knows the local carriers, the local doctors, and the plans that perform best in this market.
Truly Independent
William represents 60+ carriers — not just one company. He recommends what is genuinely best for your situation, not what pays the highest commission.
Year-Round Support
William reviews your plan every fall, answers questions year-round, and handles any coverage issues that arise. He is not a one-time enrollment helper.
All Plan Types
Medicare Advantage, Medigap Plan G, Medigap Plan N, Part D drug plans — William compares every type so you can make a fully informed decision.
Doctor & Drug Verification
Before recommending any plan, William verifies your specific doctors and prescriptions are covered. No surprises after you enroll.
In-Person or Remote
Meet William at your home, a local coffee shop, by phone, or via video call — whatever is most convenient for you.
Medicare Services in Flagler County
Hospitals Serving Flagler County
William verifies your preferred hospital is in-network before recommending any Medicare plan.
AdventHealth Palm Coast
Palm Coast
Halifax Medical Center
Daytona Beach
Flagler Hospital
St. Augustine
AdventHealth Daytona Beach
Daytona Beach
What Flagler County Seniors Say
"William saved me over $200/month and still covers my Baptist Health doctors. He knew exactly which plans work in Jacksonville."
Robert M.
"Prompt professional service on both occasions. This guy is on it. Very pleased with my experience with Mr. Gray."
Stephen Foster
"He made the entire process easy and stress-free. His honesty, patience, and willingness to go above and beyond truly set him apart."
Kris Tomarelli
"If you have a Medicare need, call the MEDICARE DUDE!! Honest, forthcoming, and not in it for himself — but in it to help others."
Jim McNerlin
Local Care Facilities & Services
Flagler County Skilled Nursing, Assisted Living & Home Health
Medicare covers skilled nursing and home health services under specific conditions. These are the top-rated facilities and agencies serving Flagler County and Flagler County. William can review your plan's coverage for any of these providers before you need care.
Palm Coast Rehabilitation and Nursing Center
Medicare & Medicaid certified
The only skilled nursing and rehabilitation facility in Flagler County. Physical, occupational, and speech therapy. Accepts Medicare, Medicaid, and most Medicare Advantage plans.
palmcoastrehab.comBunnell Health and Rehabilitation Center
Medicare & Medicaid certified
Skilled nursing facility in Bunnell — the county seat of Flagler County. Short-term rehabilitation and long-term care. Accepts Medicare, Medicaid, and most Medicare Advantage plans.
Medicare Care Compare profileFlagler Hospital Transitional Care Unit
Medicare certified
Hospital-based skilled nursing at Flagler Hospital in St. Augustine (~30 min from Palm Coast). For Flagler County patients who receive specialty care at Flagler Hospital and need continued skilled rehabilitation.
flaglerhospital.orgAdventHealth Transitional Care — Daytona Beach
Medicare certified
For Flagler County patients discharged from AdventHealth Daytona Beach needing continued skilled nursing or rehabilitation. Part of the AdventHealth system.
adventhealth.comFrequently Asked Questions — Flagler County Medicare
What Medicare plans are available in Flagler County, FL?
Flagler County seniors have access to 30+ Medicare Advantage plans, 15+ Medigap carriers, and dozens of Part D drug plans for 2026. The exact plans available depend on your specific ZIP code — 32137, 32164, 32136, or 32110. William compares every option in your ZIP before making any recommendation.
How do I find an independent Medicare broker in Palm Coast?
William Gray is an independent Medicare broker who has served Flagler County since 2015. Unlike captive agents who represent only one carrier, William works with 60+ insurance companies and recommends what is best for you. Call (386) 871-3858 or book a free appointment online.
Is Medicare help in Flagler County really free?
Yes — completely free. Independent brokers like William are compensated by the insurance carriers when you enroll. You pay the exact same premium whether you enroll through William or directly with the insurance company.
What is the best Medicare Advantage plan in Palm Coast, FL?
The best plan depends on your doctors, medications, and budget. In Flagler County, top carriers include Humana, UnitedHealthcare, Aetna, and Florida Blue. William verifies your specific doctors and prescriptions are covered before recommending any plan.
Does AdventHealth Palm Coast accept Medicare Advantage plans?
AdventHealth Palm Coast participates in most major Medicare Advantage networks, but participation varies by plan. William verifies AdventHealth is in-network for any plan he recommends to Palm Coast-area seniors.
When can I change my Medicare plan in Flagler County?
The Annual Enrollment Period runs October 15 through December 7 each year. There is also an Open Enrollment Period for Medicare Advantage from January 1 through March 31. William reviews your plan every fall and contacts you proactively if a better option is available.
What ZIP codes does William serve in Flagler County?
William serves all Flagler County ZIP codes: 32137 (Palm Coast West), 32164 (Palm Coast East / Seminole Woods), 32136 (Flagler Beach / Beverly Beach), and 32110 (Bunnell). He compares plans specific to your ZIP code.
Find the Medicare Plan Designed for You in Flagler County?
Free consultation — no pressure, no obligation. William has served Palm Coast and Flagler County since 2015.
FL License W690237 • Independent broker • No cost to you