William Gray is an independent Medicare broker serving Ponte Vedra and all of St. Johns County. He shops every carrier to find the best Medicare Advantage, Medigap, or Part D plan for your situation — verifying your doctors are in-network and your medications are covered. Free service.
An independent Medicare broker in Ponte Vedra offers a significant advantage over going directly to an insurance company: access to the full market. William represents multiple carriers and compares every plan available in your Ponte Vedra ZIP code — giving you an unbiased view of all your options.
Ponte Vedra and Ponte Vedra Beach seniors have access to strong Medicare Advantage and Medigap options from multiple carriers. William evaluates each plan based on your specific doctors — including Baptist Medical Center, Mayo Clinic Jacksonville, and local Ponte Vedra physicians — your medications, and your overall health needs.
For Medicare Supplement shoppers in Ponte Vedra, William compares rates from all carriers offering Medigap plans in the area. Since Plan G from one carrier covers exactly the same services as Plan G from another, finding the lowest rate is the primary goal — and the savings can be significant over time.
William's services are completely free. Insurance carriers compensate independent brokers when you enroll, and your premium is identical whether you use William or go directly to the carrier.
Is there an independent Medicare broker in Ponte Vedra?
Yes. William Gray is an independent Medicare broker serving Ponte Vedra and all of St. Johns County. He represents multiple carriers and compares every plan available in your ZIP code — not just the plans from one company. Call (386) 871-3858 or schedule a free appointment online.
How does a Medicare broker in Ponte Vedra get paid?
Medicare brokers are compensated by the insurance carriers when you enroll in a plan — not by you. The commission is the same regardless of which plan you choose, so there's no financial incentive to steer you toward a more expensive plan. Your premium is identical whether you use William or go directly to the carrier.
Can a Medicare broker in Ponte Vedra help me switch plans?
Yes. William helps Ponte Vedra seniors switch Medicare plans during the Annual Enrollment Period (October 15 – December 7) and during Special Enrollment Periods. He reviews your current coverage, compares it against all new plans available in your ZIP code, and recommends whether to stay or switch.
Does a Medicare broker in Ponte Vedra provide ongoing service?
Yes. William provides ongoing service to all his Ponte Vedra clients — not just help at enrollment time. He proactively reviews your coverage each fall during Annual Enrollment and contacts you if a better plan is available. He's also available year-round for questions about your coverage.
William compares every Medicare plan available in your St. Augustine ZIP code. Free, independent service — no obligation.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048) to get information on all of your options.
Not affiliated with or endorsed by the U.S. government or the federal Medicare program. This is an advertisement for insurance. William Gray and affiliated licensed agents are independent insurance agents, not government employees or representatives. Medicare has neither reviewed nor endorsed this information.
Not all plans or types of coverage may be available in your area. Plan availability, benefits, and premiums vary by county and ZIP code. Enrollment in any plan depends on contract renewal. Benefits, premiums, and cost-sharing may change on January 1 of each year.
Independent Agent & Compensation Disclosure. William Gray is an independent licensed insurance agent (FL License #W690237) and is not employed by or exclusively affiliated with any single insurance company. William is compensated by insurance carriers when you enroll in a plan. This compensation does not affect the premium you pay — your premium is the same whether you enroll through a broker or directly with the carrier. Affiliated agents are independent contractors solely responsible for their own conduct and representations.