Independent Carrier Review

American Continental Medicare Plans in Florida

Aetna-backed Medigap with competitive rates — the same financial strength under a different name.

American Continental Insurance Company is a subsidiary of Aetna (CVS Health), offering Medicare Supplement plans with the financial backing of one of America's largest health insurers. Their Medigap rates are often more competitive than Aetna's flagship plans — same parent company, better price.

A Financial Rating (AM Best)

1+

Plan Types Offered

4

A Financial Rating (AM Best)

0+

$0 Premium Plans

Free

My Comparison Service

American Continental Medicare Plans — An Independent Review

American Continental Insurance Company operates as a Medigap-focused subsidiary of Aetna, which is owned by CVS Health. This means American Continental's Medigap plans carry the financial strength of Aetna behind them, but are often priced more competitively than Aetna's flagship Medicare Supplement products. In Florida, American Continental offers Plan G and Plan N with competitive rates, particularly for seniors in their 60s and early 70s. The coverage is identical to all standardized Medigap plans — the only difference is the premium.

Sample American Continental Plans in Florida

Plan availability and premiums vary by ZIP code. Call me for exact plans in your area.

Medicare Supplement

American Continental Medigap Plan G

$100–$148/mo

premium

  • Covers all Medicare gaps except Part B deductible
  • Any Medicare-accepting doctor nationwide
  • Aetna/CVS Health financial backing
  • Competitive rates in Florida
Medicare Supplement

American Continental Medigap Plan N

$70–$108/mo

premium

  • Lower premium than Plan G
  • Small copays for office/ER visits
  • Nationwide coverage
  • Good value for healthy seniors

* Sample plans shown for illustration. Actual plans, premiums, and benefits vary by ZIP code and are subject to change. Contact me for current plan details in your area.

American Continental Medicare — Pros & Cons

Pros

  • Aetna (CVS Health) financial backing
  • Often more competitive than Aetna flagship rates
  • No network restrictions — any Medicare doctor
  • Strong claims-paying history
  • Available in Florida

Cons

  • Less name recognition than Aetna flagship
  • No Medicare Advantage or Part D plans
  • Medical underwriting outside open enrollment
  • Limited product line

Best for: Florida seniors who want Aetna-backed financial strength at more competitive Medigap rates

Why Compare American Continental With an Independent Broker?

  • I compare American Continental against every other carrier available in your ZIP code
  • American Continental agents can only sell American Continental plans — I represent 12+ carriers
  • I verify your doctors are in-network and your medications are covered before you enroll
  • I compare total annual costs, not just monthly premiums
  • Free service — I'm paid by the carriers, never by you
  • I review your plan every Annual Enrollment Period to make sure it's still the best fit
  • Florida specialist — 29+ years experience

"He recommended several companies to match our needs and our location here in FL that we would NEVER have figured out on our own. If you have a Medicare need, call the MEDICARE DUDE!! Honest, forthcoming, and not in it for himself — but in it to help others."

Jim McNerlin

Florida

American Continental Medicare — Frequently Asked Questions

Is American Continental the same as Aetna?

American Continental is a subsidiary of Aetna (CVS Health). They operate as a separate insurance company but carry Aetna's financial backing. Their Medigap rates are often more competitive than Aetna's flagship plans.

Is American Continental Medigap available in Florida?

Yes — American Continental offers Medicare Supplement plans in Florida. I compare their rates against all other carriers in your ZIP code to find the best value.

Why would I choose American Continental over Aetna for Medigap?

American Continental often offers lower premiums than Aetna's flagship Medigap plans while providing the same financial backing. The coverage is identical — it's purely a pricing difference.

Official American Continental & Government Resources

Always verify plan details directly with the carrier and CMS before enrolling.

* These links go directly to American Continental's website, CMS.gov, and Medicare.gov. I am not affiliated with these government sites. Always compare plans with an independent broker before enrolling.

Ready to Compare American Continental Medicare Plans?

I'll compare American Continental against every other carrier available in your ZIP code — factoring in your doctors, prescriptions, and budget. Free service, no obligation.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048) to get information on all of your options.

Not affiliated with or endorsed by the U.S. government or the federal Medicare program. This is an advertisement for insurance. William Gray and affiliated licensed agents are independent insurance agents, not government employees or representatives. Medicare has neither reviewed nor endorsed this information.

Not all plans or types of coverage may be available in your area. Plan availability, benefits, and premiums vary by county and ZIP code. Enrollment in any plan depends on contract renewal. Benefits, premiums, and cost-sharing may change on January 1 of each year.

Independent Agent & Compensation Disclosure. William Gray is an independent licensed insurance agent (FL License #W690237) and is not employed by or exclusively affiliated with any single insurance company. William is compensated by insurance carriers when you enroll in a plan. This compensation does not affect the premium you pay — your premium is the same whether you enroll through a broker or directly with the carrier. Affiliated agents are independent contractors solely responsible for their own conduct and representations.