Moving to Jacksonville, FL?
Here's What to Do With Your Medicare
Moving to Duval County triggers Medicare changes you need to handle quickly. William Gray helps Jacksonville newcomers update their coverage, find the right plans, and avoid costly gaps — free of charge.
Why Moving to Jacksonville Affects Your Medicare
Jacksonville is one of the fastest-growing cities in Florida, attracting retirees from across the country with its low cost of living, warm climate, and strong healthcare infrastructure. But moving to Jacksonville — or anywhere in Florida — triggers important Medicare decisions that need to be handled promptly.
If you have Medicare Advantage, your current plan is county-specific and may not be available in Duval County. You'll have a Special Enrollment Period of up to 2 months after your move to switch plans — and missing that window can leave you stuck until the Annual Enrollment Period in October.
If you have Original Medicare with a Medigap supplement, your coverage is portable — but Florida's competitive Medigap market may mean you can find better rates than what you're currently paying.
Your Medicare Checklist for Moving to Jacksonville
Notify Medicare of your new address
Update your address at Medicare.gov or by calling 1-800-MEDICARE. This ensures your Medicare cards and correspondence reach you in Jacksonville.
Check your Medicare Advantage plan
If you have Medicare Advantage, verify whether your current plan is available in Duval County. If not, you have a 2-month Special Enrollment Period to switch plans after your move.
Review your Medigap plan
Medigap plans are portable — your coverage continues in Jacksonville. However, Medigap guaranteed issue rights may let you switch to a lower-rate carrier without medical underwriting.
Update your Part D drug plan
Part D plans are also county-specific. Your current plan may not be available in Duval County, or a different plan may have better coverage for your medications.
Find Jacksonville doctors who accept your plan
William verifies which Jacksonville-area doctors and hospitals are in-network for any plan you're considering — before you enroll.
Jacksonville's Healthcare System
Jacksonville has one of the strongest healthcare systems in Florida, with major medical centers that accept Medicare:
Baptist Medical Center Jacksonville
Largest hospital in NE Florida
UF Health Jacksonville
Academic medical center, Level I Trauma
Mayo Clinic Florida
World-class specialty care
Ascension St. Vincent's
Multiple locations in Duval County
Memorial Hospital Jacksonville
HCA Florida network
Wolfson Children's Hospital
Pediatric specialty care
Why Jacksonville Newcomers Work With William
Frequently Asked Questions
Can I keep my Medicare Advantage plan when I move to Jacksonville?
Medicare Advantage plans are county-specific. If you're moving to Jacksonville (Duval County), your current plan may not be available. You'll have a Special Enrollment Period (SEP) of up to 2 months after your move to switch plans. William helps you identify the best Duval County plans before your move so there's no coverage gap.
Does my Medigap plan transfer when I move to Jacksonville?
Yes — Medicare Supplement (Medigap) plans are portable nationwide. Your Plan G, Plan N, or other Medigap coverage continues in Jacksonville without any changes. However, your premium may differ from Florida carriers, and William can compare rates to identify if a lower-cost option is available to you.
What Medicare Advantage plans are available in Jacksonville, FL?
Duval County has 30+ Medicare Advantage plans for 2026, including options from Humana, UnitedHealthcare, Aetna, Cigna, Florida Blue, Devoted Health, and others. Plans vary significantly in premiums, networks, and drug formularies. William compares all available plans against your specific doctors and medications.
Which Jacksonville hospitals accept Medicare?
All major Jacksonville hospitals accept Original Medicare, including Baptist Medical Center, UF Health Jacksonville, Mayo Clinic Florida, Ascension St. Vincent's, and Memorial Hospital. Medicare Advantage plan networks vary — William verifies your specific doctors and hospitals before recommending any plan.
When should I update my Medicare when moving to Jacksonville?
You should notify Medicare of your new address as soon as possible. If you have Medicare Advantage, you have a 2-month Special Enrollment Period after your move to switch plans. If you have Original Medicare + Medigap, your coverage continues — but William can review whether a Florida-specific plan might save you money.
Is there a Medicare agent in Jacksonville who can help me?
Yes — William Gray serves all of Duval County and the greater Jacksonville area. He's available by phone, video call, and in-person consultation. His service is 100% free — he's paid by the insurance carriers, never by you.
Moving to Jacksonville? Let's Get Your Medicare Right
William helps Jacksonville newcomers navigate their Medicare options — before, during, and after the move. Free service, no obligation.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048) to get information on all of your options.
Not affiliated with or endorsed by the U.S. government or the federal Medicare program. This is an advertisement for insurance. William Gray and affiliated licensed agents are independent insurance agents, not government employees or representatives. Medicare has neither reviewed nor endorsed this information.
Not all plans or types of coverage may be available in your area. Plan availability, benefits, and premiums vary by county and ZIP code. Enrollment in any plan depends on contract renewal. Benefits, premiums, and cost-sharing may change on January 1 of each year.
Independent Agent & Compensation Disclosure. William Gray is an independent licensed insurance agent (FL License #W690237) and is not employed by or exclusively affiliated with any single insurance company. William is compensated by insurance carriers when you enroll in a plan. This compensation does not affect the premium you pay — your premium is the same whether you enroll through a broker or directly with the carrier. Affiliated agents are independent contractors solely responsible for their own conduct and representations.