Moving to St. Augustine, FL?
Here's What You Need to Know About Medicare
Moving to St. Augustine triggers important Medicare decisions — especially if you have a Medicare Advantage plan. William helps you navigate the transition so your coverage is seamless from day one.
5-Step Medicare Checklist for Moving to St. Augustine
Check your Medicare Advantage service area
Medicare Advantage plans are county-specific. If you're moving from another county or state, your current plan may not cover St. Johns County. You'll have a Special Enrollment Period (SEP) to switch plans when you move.
Understand your Medigap portability
If you have a Medigap plan, it travels with you anywhere in the U.S. Medigap guaranteed issue rights gives you an annual window to switch Medigap plans without medical underwriting — useful for finding lower rates after your move.
Verify your doctors are in-network
Flagler Hospital, UF Health St. Johns, and local specialists may or may not be in your current plan's network. William verifies network coverage for your specific doctors before you move.
Review your Part D drug plan
Moving to St. Augustine is a good time to review your Part D plan and make sure your medications are covered at local pharmacies. Drug plan formularies vary by county.
Contact William before you move
The best time to review your Medicare options is before you relocate. William helps you identify the best plans available in St. Johns County for your specific health needs and budget.
St. Augustine Hospitals & Medical Facilities
Flagler Hospital
Primary hospital for St. Augustine and St. Johns County
UF Health St. Johns
Academic medical center affiliation in St. Johns County
Mayo Clinic Florida
Jacksonville; nationally ranked for complex cases
UF Health Jacksonville
Academic medical center, 45 min north
Baptist Health Jacksonville
Multiple locations, accessible from St. Johns County
St. Johns County Medical Offices
Extensive network of specialists throughout the county
Frequently Asked Questions
Do I need to change my Medicare plan when moving to St. Augustine?
If you have Original Medicare with a Medigap plan, your coverage travels with you — no changes required. If you have a Medicare Advantage plan, you'll likely need to switch to a plan available in St. Johns County. Moving triggers a Special Enrollment Period (SEP) that gives you time to make changes.
What Medicare Advantage plans are available in St. Augustine (St. Johns County)?
St. Johns County has several Medicare Advantage plans available from major carriers, including many with $0 premiums, dental, vision, and fitness benefits like SilverSneakers. William compares all available plans for your specific ZIP code and health needs.
What hospitals serve St. Augustine?
Flagler Hospital is the primary hospital serving St. Augustine and St. Johns County. UF Health St. Johns is also available. Mayo Clinic Florida and UF Health Jacksonville are accessible for specialized care. Nocatee residents are also close to Baptist Health facilities in Jacksonville.
Is St. Augustine a good place to retire?
St. Johns County is consistently ranked among Florida's best counties for retirees — top-rated schools, low crime, beautiful beaches, world-class golf, and proximity to Jacksonville. America's oldest city offers rich history, arts, and culture alongside modern amenities. No state income tax makes it financially attractive.
How do I find a Medicare agent in St. Augustine?
William Gray is an independent Medicare broker serving St. Augustine and all of St. Johns County. As an independent broker, William compares plans from multiple carriers — not just one company. His service is completely free to you; he's compensated by the insurance carriers.
Get Your Medicare Sorted Before You Move to St. Augustine
The best time to review your Medicare options is before you relocate. William helps you identify the best plans in St. Johns County for your specific needs. Free service, no obligation.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048) to get information on all of your options.
Not affiliated with or endorsed by the U.S. government or the federal Medicare program. This is an advertisement for insurance. William Gray and affiliated licensed agents are independent insurance agents, not government employees or representatives. Medicare has neither reviewed nor endorsed this information.
Not all plans or types of coverage may be available in your area. Plan availability, benefits, and premiums vary by county and ZIP code. Enrollment in any plan depends on contract renewal. Benefits, premiums, and cost-sharing may change on January 1 of each year.
Independent Agent & Compensation Disclosure. William Gray is an independent licensed insurance agent (FL License #W690237) and is not employed by or exclusively affiliated with any single insurance company. William is compensated by insurance carriers when you enroll in a plan. This compensation does not affect the premium you pay — your premium is the same whether you enroll through a broker or directly with the carrier. Affiliated agents are independent contractors solely responsible for their own conduct and representations.