Now Open — Palm Coast Office

Palm Coast's Local
Medicare Specialist

Independent broker William Gray now has a satellite office right here in Palm Coast. Compare every Medicare Advantage, Medigap, and Part D plan available in Flagler County — in person, by phone, or by video. Free service, no pressure.

Palm Coast Office

4869 Palm Coast Pkwy NW, 1st Floor

Palm Coast, FL 32137

Get Directions
60+
Carriers Compared
Every plan in your ZIP
26+
Plans in Flagler County
For 2026
1,000+
Seniors Helped
Across all 50 states
$0
Cost to You
Always free service
Palm Coast Office Now Open
4869 Palm Coast Pkwy NW, 1st Floor, Palm Coast, FL 32137
Mon–Fri 8am–6pm · Sat 9am–2pm
Local Expertise

A Medicare Broker Who Actually Knows Palm Coast

William Gray has served Flagler County seniors for years. Now with a local office on Palm Coast Pkwy, you can sit down face-to-face and get a personalized Medicare review — no phone tag, no out-of-town broker who's never heard of AdventHealth Palm Coast.

Knows Your Local Providers

AdventHealth Palm Coast, Flagler Health+, and local specialist networks — William verifies your doctors are in-network before recommending any plan.

In-Person Appointments Available

Visit our office at 4869 Palm Coast Pkwy NW, 1st Floor. Bring your Medicare card, current medications list, and any questions — William will walk through everything.

Annual Plan Reviews

Plans change every year. William proactively reviews your coverage before each Annual Enrollment Period and alerts you if a better option is available in Flagler County.

Medicare Plans Available in Palm Coast

26+ Medicare Advantage plans and a full range of Medigap options for Flagler County residents in 2026.

Most Popular

Medicare Advantage

  • $0 premium options available
  • Dental, vision & hearing included
  • Prescription drug coverage (Part D)
  • Over-the-counter allowances
  • Carriers: Humana, Florida Blue, Aetna, UHC, WellCare
Learn About Medicare Advantage
Best for Travelers

Medigap (Supplement)

  • Use any Medicare-accepting provider
  • No network restrictions nationwide
  • Plan G: covers nearly everything
  • Plan N: lower premium with small copays
  • Ideal for snowbirds & frequent travelers
Learn About Medigap
Prescription Coverage

Medicare Part D

  • Standalone drug plans for Medigap enrollees
  • William compares all plans in your ZIP
  • Checks your specific medications
  • Finds lowest total drug cost
  • Avoid the permanent late-enrollment penalty
Learn About Part D

Carriers William Compares in Flagler County

HumanaFlorida BlueUnitedHealthcareAetnaCignaWellCareDevoted HealthMutual of OmahaTransamericaManhattan LifePhysicians MutualLumicoMedicoNew Era LifeBankers Fidelity
William Gray — Medicare Specialist, Palm Coast FL
Your Local Medicare Specialist

William Gray
Independent Medicare Broker

William has helped over 1,000 Florida seniors navigate Medicare since 1997. He represents 60+ carriers and compares every plan available in your ZIP code — verifying your specific doctors are in-network and your medications are covered before making any recommendation.

With a satellite office now open in Palm Coast, Flagler County seniors can meet with William in person at 4869 Palm Coast Pkwy NW, 1st Floor — or connect by phone or video at your convenience.

FL License #W690237AHIP Certified60+ CarriersFree Service

"William is a gem. He helped my dad get the best medical plan and Rx coverage. My father was singing his praises."

Vanessa Frie, Florida

How It Works

Getting the right Medicare plan in Palm Coast takes three simple steps — and costs you nothing.

01

Call, Book, or Walk In

Reach William by phone at (386) 871-3858, book online, or visit the Palm Coast office at 4869 Palm Coast Pkwy NW. No appointment required for walk-ins during business hours.

02

Free Personalized Review

William reviews your doctors, medications, budget, and travel habits — then compares every plan available in your Flagler County ZIP code to find the best fit.

03

Enroll with Confidence

William handles the enrollment paperwork and stays available year-round for questions, claims issues, and your annual plan review before each enrollment period.

Frequently Asked Questions

Common Medicare questions from Palm Coast and Flagler County seniors.

Medicare Plans in Palm Coast

Medigap in Palm Coast

Enrollment & Deadlines

Working with William

Palm Coast Office

Satellite Location — Now Open

4869 Palm Coast Pkwy NW, 1st Floor

Palm Coast, FL 32137

Get Directions on Google Maps

Office Hours

Monday – Friday: 8:00 AM – 6:00 PM

Saturday: 9:00 AM – 2:00 PM

Ready to Find the Right Medicare Plan?

Whether you're turning 65, reviewing your current plan, or switching from employer coverage — William is ready to help. Visit the Palm Coast office, call, or book online. No cost, no obligation, no pressure.

FL License #W690237 · Independent broker · Free service · No obligation

Palm Coast Senior Resources

Local organizations that can help Palm Coast and Flagler County seniors with Medicare counseling, benefits, and support services.

Flagler County Senior Services

1769 E Moody Blvd, Bunnell, FL 32110

Activities, nutrition, and social programs for Flagler County seniors.

SHINE — Free Medicare Counseling

Free, unbiased Medicare counseling from trained SHINE volunteers. No cost, no sales pitch.

Social Security Administration — Palm Coast

1 Corporate Dr, Suite 100, Palm Coast, FL 32137

Medicare enrollment, Social Security benefits, and card replacement.

ElderSource — Area Agency on Aging

10688 Old St. Augustine Rd, Jacksonville, FL 32257

Home care, meals, caregiver support, and benefits counseling for Flagler County seniors.

Flagler County Public Library — Palm Coast Branch

2500 Palm Coast Pkwy NW, Palm Coast, FL 32137

Free internet access, Medicare.gov assistance, and community resource referrals.

Florida DCF — Flagler Service Center

1769 E Moody Blvd, Bunnell, FL 32110

Apply for Medicaid, SNAP, and other state benefit programs.

Palm Coast Medicare Resources

Local Articles & Guides for Flagler County Retirees

Written by William Gray — independent Medicare broker serving Palm Coast since 2018.

Free · No Obligation

Work with a Local Palm Coast Medicare Agent

William Gray compares every plan in Flagler County — Advantage, Medigap, and Part D — at no cost to you.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048) to get information on all of your options.

Not affiliated with or endorsed by the U.S. government or the federal Medicare program. This is an advertisement for insurance. William Gray and affiliated licensed agents are independent insurance agents, not government employees or representatives. Medicare has neither reviewed nor endorsed this information.

Not all plans or types of coverage may be available in your area. Plan availability, benefits, and premiums vary by county and ZIP code. Enrollment in any plan depends on contract renewal. Benefits, premiums, and cost-sharing may change on January 1 of each year.

Independent Agent & Compensation Disclosure. William Gray is an independent licensed insurance agent (FL License #W690237) and is not employed by or exclusively affiliated with any single insurance company. William is compensated by insurance carriers when you enroll in a plan. This compensation does not affect the premium you pay — your premium is the same whether you enroll through a broker or directly with the carrier. Affiliated agents are independent contractors solely responsible for their own conduct and representations.