Palm Coast's Local
Medicare Specialist
Independent broker William Gray now has a satellite office right here in Palm Coast. Compare every Medicare Advantage, Medigap, and Part D plan available in Flagler County — in person, by phone, or by video. Free service, no pressure.
Everything Medicare in Palm Coast
All local resources, plan guides, ZIP pages, and articles — in one place.
Plan Types
A Medicare Broker Who Actually Knows Palm Coast
William Gray has served Flagler County seniors for years. Now with a local office on Palm Coast Pkwy, you can sit down face-to-face and get a personalized Medicare review — no phone tag, no out-of-town broker who's never heard of AdventHealth Palm Coast.
Knows Your Local Providers
AdventHealth Palm Coast, Flagler Health+, and local specialist networks — William verifies your doctors are in-network before recommending any plan.
In-Person Appointments Available
Visit our office at 4869 Palm Coast Pkwy NW, 1st Floor. Bring your Medicare card, current medications list, and any questions — William will walk through everything.
Annual Plan Reviews
Plans change every year. William proactively reviews your coverage before each Annual Enrollment Period and alerts you if a better option is available in Flagler County.
Medicare Plans Available in Palm Coast
26+ Medicare Advantage plans and a full range of Medigap options for Flagler County residents in 2026.
Medicare Advantage
- $0 premium options available
- Dental, vision & hearing included
- Prescription drug coverage (Part D)
- Over-the-counter allowances
- Carriers: Humana, Florida Blue, Aetna, UHC, WellCare
Medigap (Supplement)
- Use any Medicare-accepting provider
- No network restrictions nationwide
- Plan G: covers nearly everything
- Plan N: lower premium with small copays
- Ideal for snowbirds & frequent travelers
Medicare Part D
- Standalone drug plans for Medigap enrollees
- William compares all plans in your ZIP
- Checks your specific medications
- Finds lowest total drug cost
- Avoid the permanent late-enrollment penalty
Carriers William Compares in Flagler County

William Gray
Independent Medicare Broker
William has helped over 1,000 Florida seniors navigate Medicare since 1997. He represents 60+ carriers and compares every plan available in your ZIP code — verifying your specific doctors are in-network and your medications are covered before making any recommendation.
With a satellite office now open in Palm Coast, Flagler County seniors can meet with William in person at 4869 Palm Coast Pkwy NW, 1st Floor — or connect by phone or video at your convenience.
"William is a gem. He helped my dad get the best medical plan and Rx coverage. My father was singing his praises."
How It Works
Getting the right Medicare plan in Palm Coast takes three simple steps — and costs you nothing.
Call, Book, or Walk In
Reach William by phone at (386) 871-3858, book online, or visit the Palm Coast office at 4869 Palm Coast Pkwy NW. No appointment required for walk-ins during business hours.
Free Personalized Review
William reviews your doctors, medications, budget, and travel habits — then compares every plan available in your Flagler County ZIP code to find the best fit.
Enroll with Confidence
William handles the enrollment paperwork and stays available year-round for questions, claims issues, and your annual plan review before each enrollment period.
Frequently Asked Questions
Common Medicare questions from Palm Coast and Flagler County seniors.
Medicare Plans in Palm Coast
Medigap in Palm Coast
Enrollment & Deadlines
Working with William
Palm Coast Office
Satellite Location — Now Open
Ready to Find the Right Medicare Plan?
Whether you're turning 65, reviewing your current plan, or switching from employer coverage — William is ready to help. Visit the Palm Coast office, call, or book online. No cost, no obligation, no pressure.
FL License #W690237 · Independent broker · Free service · No obligation
Also Serving Nearby Communities
Palm Coast Senior Resources
Local organizations that can help Palm Coast and Flagler County seniors with Medicare counseling, benefits, and support services.
Flagler County Senior Services
1769 E Moody Blvd, Bunnell, FL 32110
Activities, nutrition, and social programs for Flagler County seniors.
SHINE — Free Medicare Counseling
Free, unbiased Medicare counseling from trained SHINE volunteers. No cost, no sales pitch.
Social Security Administration — Palm Coast
1 Corporate Dr, Suite 100, Palm Coast, FL 32137
Medicare enrollment, Social Security benefits, and card replacement.
ElderSource — Area Agency on Aging
10688 Old St. Augustine Rd, Jacksonville, FL 32257
Home care, meals, caregiver support, and benefits counseling for Flagler County seniors.
Flagler County Public Library — Palm Coast Branch
2500 Palm Coast Pkwy NW, Palm Coast, FL 32137
Free internet access, Medicare.gov assistance, and community resource referrals.
Florida DCF — Flagler Service Center
1769 E Moody Blvd, Bunnell, FL 32110
Apply for Medicaid, SNAP, and other state benefit programs.
Palm Coast Medicare Resources
Local Articles & Guides for Flagler County Retirees
Written by William Gray — independent Medicare broker serving Palm Coast since 2018.
Free · No Obligation
Work with a Local Palm Coast Medicare Agent
William Gray compares every plan in Flagler County — Advantage, Medigap, and Part D — at no cost to you.
More Palm Coast Medicare Resources
Medicare agent, broker, and Medigap specialist pages for Palm Coast seniors
Medicare Supplement & Medigap in Palm Coast
Turning 65 & Medicare Enrollment in Palm Coast