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Medicare Articles & Guides
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Medicare Coverage ·
New Medicare prior authorization rules are changing in 2027. Learn MA decision deadlines, appeals, carrier changes, and how Original Medicare + Medigap differs.
Read articleMedicare Guaranteed Issue ·
Federal law gives you guaranteed-issue rights to enroll in Medigap when your Medicare Advantage plan is terminated, leaves your area, or you exercise a trial right. Learn exactly when those rights apply and how long you have to act.
Read articleMedicare Costs ·
In 2026, IRMAA begins at $109,000 individual income. Learn the full Part B and Part D surcharge tables, which tax year Medicare uses, how to appeal with Form SSA-44, and why changing plans does not eliminate IRMAA.
Read articleMedicare Enrollment ·
The Medicare Part B late enrollment penalty adds 10% to your premium for every 12 months you delayed — permanently. Learn who is exempt, how COBRA affects your deadline, and what to do if you are already facing a penalty.
Read articleMedicare Enrollment ·
Medicare Open Enrollment 2026 runs October 15 through December 7. Learn what you can change, what you cannot, and what Humana members need to know before the deadline.
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