Kansas has a Medicare Advantage enrollment population across its urban and rural markets, and Humana has been an active carrier in many Kansas areas. Members in affected Kansas areas who receive a plan termination or non-renewal notice have federal guaranteed-issue rights to enroll in certain Medicare Supplement plans — without medical underwriting.
Kansas does not have a state-level Birthday Rule or continuous open enrollment for Medicare Supplement plans. This makes the federal guaranteed-issue window especially important for Kansas residents. Once the 63-day window closes, insurers can apply medical underwriting in Kansas, which may result in higher premiums or denial of coverage based on health history.
Plan G is the most commonly selected Medicare Supplement plan for new enrollees in Kansas in 2026. Eligible beneficiaries whose Medicare Advantage plan is terminating may have a federal guaranteed-issue right to Plan G. Under the MACRA framework, Plan G is the applicable alternative to Plan F for people newly eligible for Medicare on or after January 1, 2020. An independent broker can confirm which plans you qualify for based on your specific termination notice.