Medicare Agent in Palm Coast, FL
Independent. Local. Free. William Gray compares every Medicare plan available in Flagler County so you get the right coverage — not just whatever pays the highest commission.
No cost · No obligation · Takes 15 minutes
William Gray
Independent Medicare Broker · FL #W690237
4869 Palm Coast Pkwy NW, Palm Coast, FL 32137
Finding the right Medicare agent in Palm Coast means finding someone who works for you — not for an insurance company. William Gray is an independent Medicare agent licensed in Florida (FL #W690237) who represents 60+ carriers and has helped hundreds of Palm Coast seniors navigate Medicare Advantage, Medigap, and Part D since 1997.
Palm Coast is one of the fastest-growing retirement destinations in Florida, and the Medicare landscape here reflects that growth. Flagler County now has multiple Medicare Advantage plans competing for your business, which is great news — but it also means more complexity. William's local knowledge of which plans are accepted at AdventHealth Palm Coast, Florida Health Care Plans, and the growing network of Flagler County specialists makes a real difference when you're choosing coverage.
Medicare Services Available in Palm Coast
Why Palm Coast Seniors Choose William Gray
William has been helping Florida seniors with Medicare since 1997 — nearly 30 years of experience that no call center can match. As a US Air Force veteran (A-10 crew chief), he brings the same discipline and attention to detail to every Medicare review. He has a physical office at 4869 Palm Coast Pkwy NW, so you can meet in person, and he offers phone and video consultations for clients throughout Flagler County. His service is 100% free — he's paid by the insurance carriers, never by you.
ZIP Codes Served in Flagler County
William also serves Volusia County, St. Johns County, Duval County, and all of Northeast Florida. See full service area →
Meet in Person or by Phone — Your Choice
William serves Palm Coast and all of Flagler County from a local office on Palm Coast Pkwy NW. Whether you prefer a face-to-face meeting, a phone call, or a video appointment — he works around your schedule.
What Palm Coast Seniors Say
5.0 · Hundreds of reviews from Flagler County seniors
"My husband and I needed to start Medicare parts B and D not during open enrollment but mid-year when he retired and our company insurance discontinued. Mr. Gray was very helpful and made the transition very easy. Much appreciated!"
Kathleen McLoughlin
Florida
"All the various enrollments and plans were overwhelming to me. Will listened patiently to my concerns and specific needs. He has many years of experience in the Medicare enrollment system. I am very pleased with his advice for my Medicare Enrollment and Plans for my healthcare future."
Debra Noel
Florida
"William offered an alternative solution called HDG coverage which resulted in cutting the premium that I expected to pay by nearly 60%. It is very obvious that William knows what he's doing and has the ability to identify your issue and provide alternative solutions."
Richard Henrichon
Florida
Local Care Facilities & Services
Palm Coast Skilled Nursing, Assisted Living & Home Health
Medicare covers skilled nursing and home health services under specific conditions. These are the top-rated facilities and agencies serving Palm Coast and Flagler County. William can review your plan's coverage for any of these providers before you need care.
Palm Coast Rehabilitation and Nursing Center
Medicare & Medicaid certified
The primary skilled nursing and short-term rehabilitation facility in Palm Coast. Offers physical, occupational, and speech therapy. Accepts Medicare, Medicaid, and most Medicare Advantage plans.
palmcoastrehab.comFlagler Hospital Transitional Care Unit
Medicare certified
Hospital-based skilled nursing unit at Flagler Hospital in St. Augustine — the closest major hospital to Palm Coast. For Palm Coast patients discharged from Flagler Hospital needing continued skilled care.
flaglerhospital.orgAdventHealth Transitional Care — Daytona Beach
Medicare certified
For Palm Coast patients discharged from AdventHealth Daytona Beach needing continued skilled nursing or rehabilitation. Part of the AdventHealth system.
adventhealth.comBunnell Health and Rehabilitation Center
Medicare & Medicaid certified
Skilled nursing facility in Bunnell serving all of Flagler County. Short-term rehabilitation and long-term care. Accepts Medicare, Medicaid, and most Medicare Advantage plans.
Medicare Care Compare profileFrequently Asked Questions
How do I find a good Medicare agent in Palm Coast, FL?
Look for an independent agent — not a captive agent who only sells one carrier's plans. William Gray is independent, meaning he compares plans from 60+ carriers including Humana, Aetna, UnitedHealthcare, Florida Blue, and WellCare. He has a local Palm Coast office and has served Flagler County seniors since 1997.
Does a Medicare agent in Palm Coast cost anything?
No. Medicare agents are paid by the insurance carriers, not by you. William's service is completely free — you pay the same premium whether you enroll through him or directly with the carrier. The difference is you get expert guidance at no cost.
What Medicare plans are available in Palm Coast, FL?
Palm Coast (Flagler County) has a growing selection of Medicare Advantage plans, including $0-premium HMO and PPO options from Humana, Aetna, UnitedHealthcare, and Florida Blue. Medigap (Plan G and Plan N) is available from 15+ carriers. William compares all of them against your specific doctors and medications.
Can a Palm Coast Medicare agent help me if I'm moving here from another state?
Absolutely. Moving to Florida triggers a Special Enrollment Period that lets you switch Medicare plans outside the normal Annual Enrollment Period. William specializes in helping new Florida residents transition their Medicare coverage smoothly — including checking which plans cover your existing doctors.
Medicare Resources for Palm Coast Seniors
Ready to Talk to a Medicare Agent in Palm Coast?
Free consultation. No pressure. William compares every plan in Flagler County and finds the right fit for your doctors, medications, and budget.
No cost · No obligation · Takes 15 minutes
FL License #W690237 · Palm Coast, FL 32137 · Not affiliated with Medicare or any government agency