Medicare Broker in Jacksonville, FL
An independent Medicare broker shops every carrier for you — not just the ones that pay the highest commission. William Gray serves Jacksonville and all of Duval County.
Completes new client intake & Medicare Scope of Appointment — books directly on William's calendar

William Gray
Independent Medicare Broker · FL #W690237
1616 Concierge Blvd, Suite 100, Daytona Beach, FL 32117
A Medicare broker in Jacksonville does something a direct insurance agent can't: compare plans from multiple carriers side by side. William Gray is an independent Medicare broker who represents 28+ insurance companies, which means he can show you every Medicare Advantage, Medigap, and Part D plan available in your Jacksonville ZIP code — and recommend the one that actually fits your life.
Jacksonville's Medicare market is one of the most competitive in Florida. With 30+ Advantage plans and 15+ Medigap carriers competing for Duval County seniors, the difference between the right plan and the wrong one can be thousands of dollars per year. William runs your doctors, medications, and preferred hospitals through every available plan before making a recommendation — and he does it for free.
Medicare Brokerage Services in Jacksonville
Why Jacksonville Seniors Trust William as Their Medicare Broker
William has been brokering Medicare plans in Florida since 1997. He's not a call center — he's a real person who answers his own phone, knows the Jacksonville healthcare landscape, and follows up with clients every year at Annual Enrollment. His independence means he has no incentive to push any particular carrier. His compensation is the same regardless of which plan you choose.
ZIP Codes Served in Duval County
William also serves Flagler County, Volusia County, and all of Northeast Florida. See full service area →
What Jacksonville Seniors Say
5.0 · Hundreds of reviews from Florida seniors
"William saved me over $200/month by switching me from my old plan to a Medicare Advantage plan that still covers my Baptist Health doctors. He knew exactly which plans work in my part of Jacksonville."
Robert M.
Mandarin, Jacksonville, FL
"Had 2 interactions with William in applying for Medicare and then in getting signed up for the necessary supplements. On both occasions I received prompt professional service — this guy is on it. Very pleased with my experience with Mr. Gray."
Stephen Foster
Florida
"Working with William Gray has been a great experience! He made the entire process feel easy and stress-free by explaining everything in a way that actually made sense. His honesty, patience, and willingness to go above and beyond truly set him apart."
Kris Tomarelli
Florida
Local Care Facilities & Services
Jacksonville Skilled Nursing, Assisted Living & Home Health
Medicare covers skilled nursing and home health services under specific conditions. These are the top-rated facilities and agencies serving Jacksonville and Duval County. William can review your plan's coverage for any of these providers before you need care.
Cypress Village Health Center
5-star CMSMedicare & Medicaid certified
Part of the Cypress Village Life Plan Community on the Southside. Offers short-term rehabilitation and long-term skilled nursing care. Consistently rated 5 stars by CMS.
cypressvillage.orgVicar's Landing Health Center
5-star CMSMedicare & Medicaid certified
Life plan community health center serving Ponte Vedra and greater Jacksonville area. Short-term rehab and long-term skilled nursing with strong therapy programs.
vicarslanding.orgHeartland Health Care Center — Jacksonville
Medicare & Medicaid certified
Skilled nursing and short-term rehabilitation facility on the Southside. Accepts Medicare and Medicaid. Offers physical, occupational, and speech therapy.
Medicare Care Compare profileConsulate Health Care of Jacksonville
Medicare & Medicaid certified
Short-term rehabilitation and long-term skilled nursing care in the Southside/Baymeadows area. Accepts Medicare Advantage and traditional Medicare.
consulatehealth.comRiver Garden Hebrew Home
4-star CMSMedicare & Medicaid certified
Faith-based skilled nursing and rehabilitation facility on the Southside. Offers short-term rehab, long-term care, and memory care. Serves all faiths.
rivergarden.orgSignature Healthcare of Jacksonville
Medicare & Medicaid certified
Skilled nursing facility near St. Vincent's Riverside. Offers short-term rehabilitation and long-term care. Accepts Medicare, Medicaid, and most Medicare Advantage plans.
signaturehealthcarellc.comFrequently Asked Questions
What's the difference between a Medicare agent and a Medicare broker in Jacksonville?
In practice, both terms are used interchangeably. The key distinction is independent vs. captive. An independent broker like William represents 28+ carriers and can compare all plans. A captive agent only sells one company's plans. Always ask how many carriers an agent represents.
How does a Medicare broker in Jacksonville get paid?
Medicare brokers are paid a commission by the insurance carrier when you enroll in a plan. The commission is the same regardless of which plan you choose, so an independent broker like William has no financial incentive to push one plan over another. Your premium is identical whether you enroll through a broker or directly.
Can a Jacksonville Medicare broker help me compare Medigap rates?
Yes — and this is where an independent broker adds the most value. Medigap Plan G is identical coverage regardless of carrier, but premiums vary by hundreds of dollars per year. William shops 15+ Medigap carriers to find the lowest rate for your age and ZIP code in Jacksonville.
When should I contact a Medicare broker in Jacksonville?
Ideally 3–4 months before your 65th birthday, or as soon as you know you're losing employer coverage. For existing Medicare enrollees, contact William before October 15 — the start of Annual Enrollment Period — so he can review your current plan and compare it against new options for the coming year.
Medicare Resources for Jacksonville Seniors
Get a Free Medicare Broker Consultation in Jacksonville
William compares every Medicare plan in Duval County — Medicare Advantage, Medigap, and Part D — and recommends the best fit for your situation. Free service, no obligation.
Completes new client intake & Medicare Scope of Appointment — books directly on William's calendar
FL License #W690237 · Serving Jacksonville & Duval County · Not affiliated with Medicare or any government agency