Jacksonville, FL · Duval County

Medicare Broker in Jacksonville, FL

An independent Medicare broker shops every carrier for you — not just the ones that pay the highest commission. William Gray serves Jacksonville and all of Duval County.

Completes new client intake & Medicare Scope of Appointment — books directly on William's calendar

William Gray — The Medicare Dude

William Gray

Independent Medicare Broker · FL #W690237

Independent — represents 28+ carriers, not just one
AHIP-certified · FL License #W690237
Nearly 30 years of Medicare specialization
Hundreds of 5-star reviews from Florida seniors

1616 Concierge Blvd, Suite 100, Daytona Beach, FL 32117

A Medicare broker in Jacksonville does something a direct insurance agent can't: compare plans from multiple carriers side by side. William Gray is an independent Medicare broker who represents 28+ insurance companies, which means he can show you every Medicare Advantage, Medigap, and Part D plan available in your Jacksonville ZIP code — and recommend the one that actually fits your life.

Jacksonville's Medicare market is one of the most competitive in Florida. With 30+ Advantage plans and 15+ Medigap carriers competing for Duval County seniors, the difference between the right plan and the wrong one can be thousands of dollars per year. William runs your doctors, medications, and preferred hospitals through every available plan before making a recommendation — and he does it for free.

Why Jacksonville Seniors Trust William as Their Medicare Broker

William has been brokering Medicare plans in Florida since 1997. He's not a call center — he's a real person who answers his own phone, knows the Jacksonville healthcare landscape, and follows up with clients every year at Annual Enrollment. His independence means he has no incentive to push any particular carrier. His compensation is the same regardless of which plan you choose.

Independent — represents 28+ carriers, not just one
AHIP-certified · FL License #W690237
Nearly 30 years of Medicare specialization
Hundreds of 5-star reviews from Florida seniors
Free service — paid by carriers, never by you
Serving all of Northeast Florida

ZIP Codes Served in Duval County

William also serves Flagler County, Volusia County, and all of Northeast Florida. See full service area →

What Jacksonville Seniors Say

5.0 · Hundreds of reviews from Florida seniors

"William saved me over $200/month by switching me from my old plan to a Medicare Advantage plan that still covers my Baptist Health doctors. He knew exactly which plans work in my part of Jacksonville."

Robert M.

Mandarin, Jacksonville, FL

"Had 2 interactions with William in applying for Medicare and then in getting signed up for the necessary supplements. On both occasions I received prompt professional service — this guy is on it. Very pleased with my experience with Mr. Gray."

Stephen Foster

Florida

"Working with William Gray has been a great experience! He made the entire process feel easy and stress-free by explaining everything in a way that actually made sense. His honesty, patience, and willingness to go above and beyond truly set him apart."

Kris Tomarelli

Florida

Local Care Facilities & Services

Jacksonville Skilled Nursing, Assisted Living & Home Health

Medicare covers skilled nursing and home health services under specific conditions. These are the top-rated facilities and agencies serving Jacksonville and Duval County. William can review your plan's coverage for any of these providers before you need care.

Cypress Village Health Center

5-star CMS

Medicare & Medicaid certified

4600 Middleton Park Cir E, Jacksonville, FL 32224

Part of the Cypress Village Life Plan Community on the Southside. Offers short-term rehabilitation and long-term skilled nursing care. Consistently rated 5 stars by CMS.

cypressvillage.org

Vicar's Landing Health Center

5-star CMS

Medicare & Medicaid certified

1 Vicars Landing Way, Ponte Vedra Beach, FL 32082

Life plan community health center serving Ponte Vedra and greater Jacksonville area. Short-term rehab and long-term skilled nursing with strong therapy programs.

vicarslanding.org

Heartland Health Care Center — Jacksonville

Medicare & Medicaid certified

4401 Emerson St, Jacksonville, FL 32207

Skilled nursing and short-term rehabilitation facility on the Southside. Accepts Medicare and Medicaid. Offers physical, occupational, and speech therapy.

Medicare Care Compare profile

Consulate Health Care of Jacksonville

Medicare & Medicaid certified

3947 Salisbury Rd, Jacksonville, FL 32216

Short-term rehabilitation and long-term skilled nursing care in the Southside/Baymeadows area. Accepts Medicare Advantage and traditional Medicare.

consulatehealth.com

River Garden Hebrew Home

4-star CMS

Medicare & Medicaid certified

11401 Old St Augustine Rd, Jacksonville, FL 32258

Faith-based skilled nursing and rehabilitation facility on the Southside. Offers short-term rehab, long-term care, and memory care. Serves all faiths.

rivergarden.org

Signature Healthcare of Jacksonville

Medicare & Medicaid certified

1650 Prudential Dr, Jacksonville, FL 32207

Skilled nursing facility near St. Vincent's Riverside. Offers short-term rehabilitation and long-term care. Accepts Medicare, Medicaid, and most Medicare Advantage plans.

signaturehealthcarellc.com
Medicare coverage tip: Medicare Part A covers up to 100 days of skilled nursing care per benefit period after a qualifying 3-day hospital stay — but only in a Medicare-certified SNF. Days 1–20 are fully covered; days 21–100 require a daily copay (~$204/day in 2026). Medicare Advantage plans may have different cost-sharing. William can review your specific plan's SNF benefits before you or a loved one needs them.

Frequently Asked Questions

What's the difference between a Medicare agent and a Medicare broker in Jacksonville?

In practice, both terms are used interchangeably. The key distinction is independent vs. captive. An independent broker like William represents 28+ carriers and can compare all plans. A captive agent only sells one company's plans. Always ask how many carriers an agent represents.

How does a Medicare broker in Jacksonville get paid?

Medicare brokers are paid a commission by the insurance carrier when you enroll in a plan. The commission is the same regardless of which plan you choose, so an independent broker like William has no financial incentive to push one plan over another. Your premium is identical whether you enroll through a broker or directly.

Can a Jacksonville Medicare broker help me compare Medigap rates?

Yes — and this is where an independent broker adds the most value. Medigap Plan G is identical coverage regardless of carrier, but premiums vary by hundreds of dollars per year. William shops 15+ Medigap carriers to find the lowest rate for your age and ZIP code in Jacksonville.

When should I contact a Medicare broker in Jacksonville?

Ideally 3–4 months before your 65th birthday, or as soon as you know you're losing employer coverage. For existing Medicare enrollees, contact William before October 15 — the start of Annual Enrollment Period — so he can review your current plan and compare it against new options for the coming year.

Get a Free Medicare Broker Consultation in Jacksonville

William compares every Medicare plan in Duval County — Medicare Advantage, Medigap, and Part D — and recommends the best fit for your situation. Free service, no obligation.

Call (386) 871-3858
Schedule a Free Medicare Review

Completes new client intake & Medicare Scope of Appointment — books directly on William's calendar

FL License #W690237 · Serving Jacksonville & Duval County · Not affiliated with Medicare or any government agency

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048) to get information on all of your options.

Not affiliated with or endorsed by the U.S. government or the federal Medicare program. This is an advertisement for insurance. William Gray and affiliated licensed agents are independent insurance agents, not government employees or representatives. Medicare has neither reviewed nor endorsed this information.

Not all plans or types of coverage may be available in your area. Plan availability, benefits, and premiums vary by county and ZIP code. Enrollment in any plan depends on contract renewal. Benefits, premiums, and cost-sharing may change on January 1 of each year.

Independent Agent & Compensation Disclosure. William Gray is an independent licensed insurance agent (FL License #W690237) and is not employed by or exclusively affiliated with any single insurance company. William is compensated by insurance carriers when you enroll in a plan. This compensation does not affect the premium you pay — your premium is the same whether you enroll through a broker or directly with the carrier. Affiliated agents are independent contractors solely responsible for their own conduct and representations.