Important Disclosures & Compliance Information
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, to get information on all of your options.
Not a Government Website. This website is operated by William Gray, an independent licensed insurance agent, and is not affiliated with, connected to, or endorsed by the United States government, the federal Medicare program, the Centers for Medicare & Medicaid Services (CMS), the Social Security Administration, or any other government agency. Medicare has neither reviewed nor endorsed the information on this website.
Not All Plans Available in All Areas. Plan availability, benefits, premiums, and cost-sharing vary by county and ZIP code. Not all plans or plan types described on this website are available in every area. Benefits, premiums, and cost-sharing may change on January 1 of each year. The information provided is intended as a general overview only. Contact us or call (386) 871-3858 to find out which plans are available in your specific area.
Independent Licensed Broker. William Gray is an independent insurance agent licensed to sell Medicare insurance products, based in Daytona Beach, FL (Florida License #W690237). As an independent broker, William represents multiple insurance carriers and is not employed by or exclusively affiliated with any single insurance company. The plans and carriers discussed on this website are examples only and do not constitute a complete list of available options.
Affiliated Agents — Independent Contractors. Licensed agents who are affiliated with this agency are independent contractors and are not employees of William Gray or this agency. Each affiliated agent is solely responsible for their own conduct, client representations, advice, and actions. Affiliation with this agency does not create an employment relationship, partnership, or joint venture, and does not impose liability on William Gray or this agency for the independent acts, omissions, or representations of any affiliated agent. Consumers should verify the license status of any agent before conducting business.
Compensation Disclosure. There is no cost to you for using our services. William Gray is compensated by the insurance carriers when you enroll in a plan. This compensation does not affect the premium you pay — your premium is the same whether you enroll through a broker or directly with the carrier.
Enrollment Periods. Medicare has specific enrollment periods. Eligibility and enrollment rules are subject to change. The information on this website reflects current rules and may not reflect future changes. Always verify current enrollment periods and eligibility requirements at Medicare.gov or by calling 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week.
Accuracy of Information. We strive to keep the information on this website current and accurate. However, Medicare plan details, premiums, benefits, and networks change annually. Plan information shown is for illustrative purposes and may not reflect current plan year details. Always review the Evidence of Coverage (EOC) and Summary of Benefits for any plan before enrolling.
Privacy. By submitting your information on this website, you consent to be contacted by William Gray regarding Medicare insurance options. Your personal information will not be sold to third parties. See our Privacy Policy for full details.
