Mayo Clinic Florida
& Medicare Coverage
Mayo Clinic's Jacksonville campus is one of the most prestigious medical facilities in the Southeast. But not all Medicare plans cover Mayo Clinic — and choosing the wrong plan can mean losing access to this world-class institution.
Important: Mayo Clinic is NOT in all Medicare Advantage networks
Many Medicare Advantage plans in the Jacksonville area do not include Mayo Clinic. If access to Mayo Clinic is important to you, verify network status before enrolling — or choose Original Medicare with a Medigap plan, which works at Mayo Clinic with no restrictions.
About Mayo Clinic in Florida
Mayo Clinic's Florida campus in Jacksonville has been consistently ranked as the #1 hospital in Florida by U.S. News & World Report. Founded in 1986, the Jacksonville campus brings Mayo Clinic's integrated, team-based care model to the Southeast — offering the same diagnostic rigor and specialist collaboration that has made Mayo Clinic one of the most recognized names in American medicine.
For Medicare beneficiaries, Mayo Clinic Jacksonville represents access to some of the most advanced diagnostic and treatment capabilities in the country. The campus includes a full hospital, an NCI-designated cancer center, a comprehensive neuroscience program, a transplant center, and dozens of specialty clinics — all operating under Mayo's famous "the needs of the patient come first" philosophy.
A second Florida location in Ponte Vedra (St. Johns County) opened in 2021, bringing Mayo Clinic's outpatient services to one of Florida's fastest-growing communities. This campus focuses on primary care, preventive medicine, and specialist consultations.
Mayo Clinic Florida Locations
Mayo Clinic — Jacksonville, FL
Full Campus — Hospital & ClinicsThe Jacksonville campus is Mayo Clinic's primary Florida location, offering the full breadth of Mayo's diagnostic and treatment capabilities.
Mayo Clinic — Ponte Vedra, FL
Outpatient ClinicThe Ponte Vedra clinic serves the growing St. Johns County community with outpatient services and specialist access.
Medicare at Mayo Clinic: A Complete Guide
Access to Mayo Clinic is one of the most important factors in choosing a Medicare plan for Jacksonville-area seniors. Here's what you need to know.
Does Mayo Clinic Accept Medicare?
Yes — Mayo Clinic in Jacksonville accepts Original Medicare (Parts A and B). However, Mayo Clinic's participation in Medicare Advantage networks is selective and varies significantly by plan. This is one of the most important Medicare decisions Florida seniors near Jacksonville face: not all Medicare Advantage plans include Mayo Clinic, and some plans that do include it may require referrals or prior authorization for specialist visits.
Medicare Advantage Coverage at Mayo Clinic Florida
Mayo Clinic participates in select Medicare Advantage networks in the Jacksonville area, but it is notably absent from many plans. Carriers that have historically included Mayo Clinic Jacksonville include certain UnitedHealthcare plans and select Florida Blue options — but this changes annually. Before enrolling in any Medicare Advantage plan, verify directly with Mayo Clinic's financial counseling office or call William Gray to confirm current network status.
Why Medigap Is Often the Best Choice for Mayo Clinic Patients
Because Mayo Clinic accepts Original Medicare, any Medigap (Medicare Supplement) plan gives you unrestricted access to Mayo's full range of services — with no prior authorization, no referral requirements, and no network restrictions. Plan G is the most comprehensive option: after the Part B deductible ($283 in 2026), you pay nothing for Medicare-covered services at Mayo Clinic. For seniors who want access to Mayo's world-class diagnostic capabilities, Medigap is often the most reliable path.
Second Opinions and Complex Diagnoses at Mayo Clinic
Mayo Clinic is renowned for complex, difficult-to-diagnose cases. Many patients travel to Jacksonville specifically for second opinions on cancer, neurological conditions, or rare diseases. With Original Medicare and a Medigap plan, you can access Mayo's diagnostic services without network barriers — a significant advantage over Medicare Advantage plans that may not include Mayo or require extensive prior authorization for specialist consultations.
Mayo Clinic's Integrated Care Model and Medicare
Mayo Clinic's team-based, integrated care model means your specialists collaborate directly — often seeing you on the same day. This efficiency is valuable for Medicare patients managing multiple conditions. However, Medicare Advantage plans with strict referral requirements can slow this process. Original Medicare with Medigap preserves the full benefit of Mayo's integrated approach.
Out-of-State Medicare Beneficiaries Visiting Mayo Clinic Florida
If you live outside Florida but want to access Mayo Clinic Jacksonville for a complex diagnosis or treatment, Original Medicare covers you at Mayo regardless of your home state. Medigap plans are also portable nationwide. Medicare Advantage plans, however, typically only cover out-of-network care in emergencies — making them a poor choice for planned visits to Mayo Clinic from out of state.
Frequently Asked Questions
Is Mayo Clinic Jacksonville in-network for Medicare Advantage?
Mayo Clinic Jacksonville participates in select Medicare Advantage networks, but not all. Coverage varies significantly by plan and changes annually. Always verify current network status before enrolling. Call William Gray at (386) 871-3858 for up-to-date network information.
Can I use my Medigap plan at Mayo Clinic?
Yes. Medigap plans work at any provider that accepts Original Medicare — including Mayo Clinic Jacksonville. There are no network restrictions, no referrals required, and no prior authorization needed.
Does Mayo Clinic require a referral for Medicare patients?
Original Medicare does not require referrals to see specialists at Mayo Clinic. Some Medicare Advantage plans do require referrals or prior authorization. If you want unrestricted access to Mayo's specialists, Original Medicare with a Medigap plan is the most straightforward option.
What is the cost of visiting Mayo Clinic with Original Medicare and Plan G?
With Original Medicare and Plan G, you pay only the Part B deductible ($283 in 2026) for the year. After that, Plan G covers 100% of Medicare-approved costs at Mayo Clinic — including specialist visits, diagnostic tests, and hospital stays.
Does Mayo Clinic Florida treat patients from other states?
Yes — Mayo Clinic Jacksonville regularly treats patients from across the Southeast and nationally. Original Medicare and Medigap plans cover you at Mayo regardless of your home state. Medicare Advantage plans typically do not cover planned out-of-network care.
How do I get an appointment at Mayo Clinic Jacksonville?
You can request an appointment directly at mayoclinic.org or by calling (904) 953-2000. A physician referral is not required for most services, though some specialty departments may request one. Your Medicare coverage (Original Medicare or Medigap) will be verified at the time of scheduling.
Important: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048) to get information on all of your options.
Hospital network participation in Medicare Advantage plans changes annually. The information on this page is for general educational purposes only and does not constitute a guarantee of coverage. Always verify your specific plan's network with the insurance carrier before enrolling. William Gray is an independent licensed insurance agent (FL License #W690237) and is not affiliated with, employed by, or endorsed by any hospital or health system referenced on this page. Medicare has neither reviewed nor endorsed this information.
Other Florida Hospital Medicare Guides
Keep Your Access to Mayo Clinic
William Gray verifies Mayo Clinic network status for every plan before you enroll — free of charge.