Independent Carrier Review

Aetna Medicare Plans in Florida

CVS Health-backed Medicare plans with strong Florida networks and competitive $0-premium options.

Aetna, now part of CVS Health, offers competitive Medicare Advantage plans across Florida with strong networks and often $0 premiums. Their integration with CVS pharmacies can mean significant savings on prescriptions. I compare Aetna against every other carrier in your ZIP code.

CMS 4.0-Star Rating

3+

Plan Types Offered

4

CMS 4.0-Star Rating

1+

$0 Premium Plans

Free

My Comparison Service

Aetna Medicare Plans — An Independent Review

Aetna's Medicare Advantage plans have grown significantly in Florida following the CVS Health acquisition. Their plans often feature preferred cost-sharing at CVS pharmacies, which can mean substantial savings for seniors who use CVS regularly. Aetna offers HMO and PPO plans across most Florida counties, with many $0-premium options that include dental, vision, and hearing benefits. Their SilverSneakers fitness benefit is included in most plans.

Sample Aetna Plans in Florida

Plan availability and premiums vary by ZIP code. Call me for exact plans in your area.

Medicare Advantage

Aetna Medicare Advantage HMO

$0/mo

premium

  • $0 monthly premium
  • CVS pharmacy preferred cost-sharing
  • SilverSneakers fitness benefit
  • Dental, vision & hearing included
Medicare Advantage

Aetna Medicare Eagle PPO

$29/mo

premium

  • Out-of-network coverage included
  • Nationwide PPO network
  • Dental, vision & hearing
  • Good for snowbirds
Medicare Part D

Aetna Medicare Part D

$18/mo

premium

  • Preferred cost-sharing at CVS pharmacies
  • Broad formulary coverage
  • Mail-order pharmacy option
  • Good for seniors on multiple medications

* Sample plans shown for illustration. Actual plans, premiums, and benefits vary by ZIP code and are subject to change. Contact me for current plan details in your area.

Aetna Medicare — Pros & Cons

Pros

  • CVS pharmacy preferred pricing on prescriptions
  • Strong Florida HMO networks
  • SilverSneakers fitness benefit
  • Competitive $0-premium plans
  • Good customer service ratings

Cons

  • PPO plans have higher premiums
  • Network can be smaller than Humana/UHC in some counties
  • CVS benefit less valuable if you use a different pharmacy
  • Prior authorization for some services

Best for: Florida seniors who use CVS pharmacies and want $0-premium HMO plans with prescription savings

Why Compare Aetna With an Independent Broker?

  • I compare Aetna against every other carrier available in your ZIP code
  • Aetna agents can only sell Aetna plans — I represent 12+ carriers
  • I verify your doctors are in-network and your medications are covered before you enroll
  • I compare total annual costs, not just monthly premiums
  • Free service — I'm paid by the carriers, never by you
  • I review your plan every Annual Enrollment Period to make sure it's still the best fit
  • Florida specialist — 29+ years experience

"Navigating Medicare can feel overwhelming, but William made the entire process simple, clear, and stress-free. He took the time to understand my specific needs, explained every option in a way that was easy to grasp, and offered thoughtful guidance without ever making me feel rushed or pressured."

Julie Kiefer

Florida

Aetna Medicare — Frequently Asked Questions

Does Aetna Medicare work with CVS pharmacies?

Yes — Aetna Medicare Advantage and Part D plans offer preferred cost-sharing at CVS pharmacies, which can significantly reduce your prescription costs if you use CVS.

Is Aetna Medicare available in all Florida counties?

Aetna offers Medicare Advantage plans in most Florida counties. Availability varies by ZIP code. I can confirm exactly which Aetna plans are available in your area.

How does Aetna compare to Humana for Medicare Advantage in Florida?

Both are strong carriers. Aetna has an edge if you use CVS pharmacies; Humana often has larger HMO networks in Florida. The best choice depends on your specific doctors and medications.

Official Aetna & Government Resources

Always verify plan details directly with the carrier and CMS before enrolling.

* These links go directly to Aetna's website, CMS.gov, and Medicare.gov. I am not affiliated with these government sites. Always compare plans with an independent broker before enrolling.

Ready to Compare Aetna Medicare Plans?

I'll compare Aetna against every other carrier available in your ZIP code — factoring in your doctors, prescriptions, and budget. Free service, no obligation.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048) to get information on all of your options.

Not affiliated with or endorsed by the U.S. government or the federal Medicare program. This is an advertisement for insurance. William Gray and affiliated licensed agents are independent insurance agents, not government employees or representatives. Medicare has neither reviewed nor endorsed this information.

Not all plans or types of coverage may be available in your area. Plan availability, benefits, and premiums vary by county and ZIP code. Enrollment in any plan depends on contract renewal. Benefits, premiums, and cost-sharing may change on January 1 of each year.

Independent Agent & Compensation Disclosure. William Gray is an independent licensed insurance agent (FL License #W690237) and is not employed by or exclusively affiliated with any single insurance company. William is compensated by insurance carriers when you enroll in a plan. This compensation does not affect the premium you pay — your premium is the same whether you enroll through a broker or directly with the carrier. Affiliated agents are independent contractors solely responsible for their own conduct and representations.