Lakewood is one of Jacksonville's classic mid-century neighborhoods — established streets, mature oaks, and a community of long-time Jacksonville residents who are now turning 65 and navigating Medicare for the first time. The plan choices are more complicated than they appear, and the wrong decision can cost thousands of dollars a year.

William Gray is an independent Medicare broker with no carrier allegiance. He compares every plan available in ZIP 32207 — Humana, Florida Blue, UnitedHealthcare, Aetna, Cigna, and others — and his only focus is finding the plan that keeps your doctors at Baptist Medical Center Jacksonville or St. Vincent's Medical Center in-network while keeping your prescription costs manageable.

Lakewood sits between San Marco and the Southside corridor, giving residents access to multiple hospital systems. That's an advantage — but it also means the network question is more complex. William maps every provider relationship against every available plan before making a recommendation, so you never lose access to a doctor you depend on.

His service is completely free. Insurance carriers pay William a standard commission when you enroll — the same rate regardless of which plan you choose — so his advice is genuinely unbiased. He has served Duval County Medicare beneficiaries since 2010 and is available year-round for questions, plan changes, and Annual Enrollment Period reviews.