The Regency area is one of Jacksonville's major East Side commercial and residential hubs — anchored by the Regency Square area, a large population of retirees, and easy access to I-295 and Beach Boulevard. Medicare decisions here are just as complex as anywhere else in Duval County, and the wrong plan can cost thousands of dollars a year.

William Gray is an independent Medicare broker with no carrier allegiance. He compares every plan available in ZIP 32225 — Humana, Florida Blue, UnitedHealthcare, Aetna, Cigna, and others — and his only focus is finding the plan that keeps your doctors at Baptist Medical Center Jacksonville or Mayo Clinic in-network while keeping your prescription costs manageable.

Regency residents often have access to both the East Jacksonville and Beaches area medical corridors. The biggest Medicare mistake in this market is choosing a plan based on premium alone, then discovering that a specialist you've seen for years is out-of-network. William maps every provider relationship against every available plan before making a recommendation.

His service is completely free. Insurance carriers pay William a standard commission when you enroll — the same rate regardless of which plan you choose — so his advice is genuinely unbiased. He has served Duval County Medicare beneficiaries since 2010 and is available year-round for questions, plan changes, and Annual Enrollment Period reviews.