Flagler County Hospital Guide for Medicare Patients 2026
Flagler County Hospital Guide for Medicare Patients
AdventHealth Palm Coast is Flagler County's primary hospital. William Gray helps you choose a Medicare plan that covers your preferred hospitals — including Flagler Hospital in St. Augustine and AdventHealth Daytona Beach for specialized care.
Hospitals Serving Flagler County Medicare Patients
AdventHealth Palm Coast
Palm Coast — AdventHealth
Primary hospital serving Flagler County. Full-service acute care with emergency, surgical, cardiac, and orthopedic services. Accepts Original Medicare and most Medicare Advantage plans.
Flagler Hospital
St. Augustine — Flagler Health+
Major regional hospital in St. Johns County, accessible for north Flagler County residents. Comprehensive services including cardiac, oncology, and orthopedics. Accepts Original Medicare.
AdventHealth Daytona Beach
Daytona Beach — AdventHealth
Accessible for south Flagler County residents. Full-service acute care. Part of the same AdventHealth system as Palm Coast hospital.
Halifax Health Medical Center
Daytona Beach — Halifax Health
Level II Trauma Center in Daytona Beach. Accessible for south Flagler County residents needing specialized trauma or tertiary care.
AdventHealth Palm Coast Outpatient
Palm Coast — AdventHealth
Multiple outpatient and specialty care locations throughout Palm Coast. Imaging, lab, physical therapy, and specialist offices.
What Medicare Covers at Flagler County Hospitals
Inpatient Hospital Stays (Part A)
Medicare Part A covers inpatient hospital stays after your deductible ($1,736 per benefit period in 2026). Days 1–60 are covered after the deductible; days 61–90 require a daily copay ($433/day). Medigap covers most or all of these costs.
Outpatient Services (Part B)
Medicare Part B covers outpatient hospital services — emergency room visits, outpatient surgery, and diagnostic tests — after your $283 annual deductible. You pay 20% of Medicare-approved costs. Medigap covers this 20%.
Emergency Care
Medicare covers emergency care at any hospital in the U.S. Medicare Advantage plans must cover emergency care nationwide. Medigap plans also include foreign travel emergency coverage.
Frequently Asked Questions
Does Medicare cover hospital care at AdventHealth Palm Coast?
Yes — AdventHealth Palm Coast accepts Original Medicare (Parts A and B). Medicare covers inpatient hospital stays after your Part A deductible ($1,736 per benefit period in 2026). If you have a Medigap supplement, most or all of your hospital costs are covered. If you have Medicare Advantage, your plan's network and cost-sharing rules apply. William verifies AdventHealth Palm Coast network status for your specific plan before you enroll.
What if I need specialized care not available at AdventHealth Palm Coast?
For specialized care not available at AdventHealth Palm Coast, Flagler County residents typically travel to Flagler Hospital in St. Augustine, AdventHealth Daytona Beach, or Halifax Health Medical Center. Original Medicare and Medigap cover care at any Medicare-accepting hospital. Medicare Advantage HMO plans may require prior authorization for out-of-network care. William helps you choose a plan that covers your preferred referral hospitals.
Is Flagler Hospital in St. Augustine covered by Medicare Advantage plans in Flagler County?
Flagler Hospital is in St. Johns County, not Flagler County. Some Medicare Advantage plans available in Flagler County include Flagler Hospital in their network; others do not. This is especially important for Palm Coast residents who prefer Flagler Hospital for certain services. William verifies Flagler Hospital network status for any plan he recommends to Flagler County residents.
How does Medicare cover emergency care in Flagler County?
Original Medicare covers emergency care at any hospital in the U.S. Medicare Advantage plans must cover emergency care nationwide, even out-of-network. Medigap plans cover emergency care anywhere in the U.S. and include foreign travel emergency coverage (Plans C, D, G, M, N). For non-emergency care, Medicare Advantage HMO plans require you to use in-network providers.
Make Sure Your Medicare Plan Covers Your Flagler County Hospital
William verifies AdventHealth Palm Coast and Flagler Hospital network status for every plan he recommends. Free service, no obligation.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048) to get information on all of your options.
Not affiliated with or endorsed by the U.S. government or the federal Medicare program. This is an advertisement for insurance. William Gray and affiliated licensed agents are independent insurance agents, not government employees or representatives. Medicare has neither reviewed nor endorsed this information.
Not all plans or types of coverage may be available in your area. Plan availability, benefits, and premiums vary by county and ZIP code. Enrollment in any plan depends on contract renewal. Benefits, premiums, and cost-sharing may change on January 1 of each year.
Independent Agent & Compensation Disclosure. William Gray is an independent licensed insurance agent (FL License #W690237) and is not employed by or exclusively affiliated with any single insurance company. William is compensated by insurance carriers when you enroll in a plan. This compensation does not affect the premium you pay — your premium is the same whether you enroll through a broker or directly with the carrier. Affiliated agents are independent contractors solely responsible for their own conduct and representations.