Independent Carrier Review

Manhattan Life Medicare Plans in Florida

One of America's oldest insurers — reliable Medigap coverage with competitive Florida rates.

Manhattan Life is one of America's oldest insurance companies, offering Medicare Supplement plans in Florida with competitive rates and a long track record of financial stability. A solid Medigap option for Florida seniors who value longevity and reliability in a carrier.

A- Financial Rating (AM Best)

1+

Plan Types Offered

4

A- Financial Rating (AM Best)

0+

$0 Premium Plans

Free

My Comparison Service

Manhattan Life Medicare Plans — An Independent Review

Founded in 1850, Manhattan Life Insurance Company brings over 170 years of insurance experience to the Medicare Supplement market. In Florida, their Medigap plans are competitively priced and cover the full range of standardized plans. Manhattan Life is particularly known for competitive rates in certain age bands and Florida markets. Like all Medigap plans, their policies allow you to see any Medicare-accepting doctor in the country — no networks, no referrals, no prior authorizations.

Sample Manhattan Life Plans in Florida

Plan availability and premiums vary by ZIP code. Call me for exact plans in your area.

Medicare Supplement

Manhattan Life Medigap Plan G

$108–$158/mo

premium

  • Covers all Medicare gaps except Part B deductible
  • Any Medicare-accepting doctor nationwide
  • No network restrictions
  • Competitive rates in select Florida markets
Medicare Supplement

Manhattan Life Medigap Plan N

$78–$118/mo

premium

  • Lower premium than Plan G
  • Small copays for office/ER visits
  • Nationwide coverage
  • Good value for healthy seniors

* Sample plans shown for illustration. Actual plans, premiums, and benefits vary by ZIP code and are subject to change. Contact me for current plan details in your area.

Manhattan Life Medicare — Pros & Cons

Pros

  • 170+ year company history — exceptional stability
  • Competitive rates in select Florida markets
  • No network restrictions — any Medicare doctor
  • Full range of standardized Medigap plans
  • Strong financial ratings

Cons

  • Less name recognition than major carriers
  • Rates vary significantly by county
  • No Medicare Advantage or Part D plans
  • Medical underwriting outside open enrollment

Best for: Florida seniors who want a financially stable, long-established Medigap carrier with competitive rates

Why Compare Manhattan Life With an Independent Broker?

  • I compare Manhattan Life against every other carrier available in your ZIP code
  • Manhattan Life agents can only sell Manhattan Life plans — I represent 12+ carriers
  • I verify your doctors are in-network and your medications are covered before you enroll
  • I compare total annual costs, not just monthly premiums
  • Free service — I'm paid by the carriers, never by you
  • I review your plan every Annual Enrollment Period to make sure it's still the best fit
  • Florida specialist — 29+ years experience

"Very knowledgeable and personable! William made a seemingly difficult transition easy and seamless. I appreciated his unbiased opinion and personalized what was best for me. He took great care in listening to my concerns. Not one of those "Big box" sales as seen on TV. Highly recommend William."

Sharon Hill

Florida

Manhattan Life Medicare — Frequently Asked Questions

Is Manhattan Life Medigap available in Florida?

Yes — Manhattan Life offers Medicare Supplement plans throughout Florida. Their rates are competitive in select markets — I compare them against all other carriers in your ZIP code.

How financially stable is Manhattan Life?

Manhattan Life has been in business since 1850 — over 170 years. They carry an A- AM Best financial rating, indicating strong financial stability and claims-paying ability.

Does Manhattan Life offer Plan G in Florida?

Yes — Manhattan Life offers Plan G, which is the most popular Medigap plan for new Medicare enrollees. It covers all Medicare gaps except the Part B deductible.

Official Manhattan Life & Government Resources

Always verify plan details directly with the carrier and CMS before enrolling.

* These links go directly to Manhattan Life's website, CMS.gov, and Medicare.gov. I am not affiliated with these government sites. Always compare plans with an independent broker before enrolling.

Ready to Compare Manhattan Life Medicare Plans?

I'll compare Manhattan Life against every other carrier available in your ZIP code — factoring in your doctors, prescriptions, and budget. Free service, no obligation.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048) to get information on all of your options.

Not affiliated with or endorsed by the U.S. government or the federal Medicare program. This is an advertisement for insurance. William Gray and affiliated licensed agents are independent insurance agents, not government employees or representatives. Medicare has neither reviewed nor endorsed this information.

Not all plans or types of coverage may be available in your area. Plan availability, benefits, and premiums vary by county and ZIP code. Enrollment in any plan depends on contract renewal. Benefits, premiums, and cost-sharing may change on January 1 of each year.

Independent Agent & Compensation Disclosure. William Gray is an independent licensed insurance agent (FL License #W690237) and is not employed by or exclusively affiliated with any single insurance company. William is compensated by insurance carriers when you enroll in a plan. This compensation does not affect the premium you pay — your premium is the same whether you enroll through a broker or directly with the carrier. Affiliated agents are independent contractors solely responsible for their own conduct and representations.