Transamerica Medicare Plans in Florida
Competitive Medigap rates with strong financial backing — a trusted name in Florida Medicare Supplement.
Transamerica is a well-established Medicare Supplement carrier offering competitive Medigap rates in Florida. With strong financial ratings and a broad range of plan options, Transamerica is a solid choice for seniors who want predictable coverage with no network restrictions.
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Plan Types Offered
4
A Financial Rating (AM Best)
0+
$0 Premium Plans
Free
My Comparison Service
Transamerica Medicare Plans — An Independent Review
Transamerica Life Insurance Company has been in the insurance business for over 100 years and offers Medicare Supplement plans in Florida with competitive pricing, especially for seniors in their 60s and early 70s. Their Plan G and Plan N are among the most popular options, providing comprehensive gap coverage with the freedom to see any Medicare-accepting doctor nationwide. Transamerica uses an attained-age rating model in most states, meaning premiums increase as you age — something I factor in when comparing long-term costs against other carriers.
Sample Transamerica Plans in Florida
Plan availability and premiums vary by ZIP code. Call me for exact plans in your area.
Transamerica Medigap Plan G
$105–$155/mo
premium
- Covers all Medicare gaps except Part B deductible
- Any Medicare-accepting doctor nationwide
- No referrals or network restrictions
- Competitive rates for ages 65–72
Transamerica Medigap Plan N
$75–$115/mo
premium
- Lower premium than Plan G
- Small copays for office/ER visits
- Nationwide coverage — no networks
- Good for healthy, active seniors
Transamerica Medigap Plan A
$65–$95/mo
premium
- Basic Medigap coverage
- Covers Part A coinsurance
- Lowest-premium Medigap option
- Budget-friendly entry-level coverage
* Sample plans shown for illustration. Actual plans, premiums, and benefits vary by ZIP code and are subject to change. Contact me for current plan details in your area.
Transamerica Medicare — Pros & Cons
Pros
- 100+ year company history — strong financial stability
- Competitive rates for younger seniors (65–72)
- No network restrictions — any Medicare doctor
- Full range of standardized Medigap plans
- Available in all Florida counties
Cons
- Attained-age rating — premiums rise with age
- Rates less competitive at older ages (75+)
- No Medicare Advantage plans
- Medical underwriting required outside open enrollment
Best for: Florida seniors ages 65–72 who want competitive Medigap rates and the freedom to see any Medicare-accepting doctor
Why Compare Transamerica With an Independent Broker?
- I compare Transamerica against every other carrier available in your ZIP code
- Transamerica agents can only sell Transamerica plans — I represent 12+ carriers
- I verify your doctors are in-network and your medications are covered before you enroll
- I compare total annual costs, not just monthly premiums
- Free service — I'm paid by the carriers, never by you
- I review your plan every Annual Enrollment Period to make sure it's still the best fit
- Florida specialist — 29+ years experience
"William saved me over $200/month by switching me from my old plan to a Medicare Advantage plan that still covers my Baptist Health doctors. He knew exactly which plans work in my part of Jacksonville."
Robert M.
Mandarin, Jacksonville, FL
Transamerica Medicare — Frequently Asked Questions
Is Transamerica Medigap available in Florida?
Yes — Transamerica offers Medicare Supplement plans in all Florida counties. Their Plan G and Plan N are competitively priced, especially for seniors ages 65–72.
Does Transamerica use attained-age or issue-age rating?
Transamerica uses attained-age rating in most states, meaning your premium increases as you get older. I factor in long-term rate projections when comparing Transamerica against issue-age carriers like Mutual of Omaha.
How does Transamerica Medigap compare to Mutual of Omaha?
Transamerica is often competitive at younger ages; Mutual of Omaha can be more stable long-term due to their rating methodology. I compare both side-by-side for your specific age and ZIP code.
Official Transamerica & Government Resources
Always verify plan details directly with the carrier and CMS before enrolling.
Transamerica Official Site
Plans, benefits & enrollment directly from Transamerica
CMS.gov
Centers for Medicare & Medicaid Services — official plan data
Medicare.gov
Official U.S. government Medicare plan finder & information
* These links go directly to Transamerica's website, CMS.gov, and Medicare.gov. I am not affiliated with these government sites. Always compare plans with an independent broker before enrolling.
Compare Transamerica vs. Other Carriers
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