Medicare Agent in
Beverly Beach, FL
Independent broker William Gray compares every Medicare plan available in Beverly Beach and coastal Flagler County — at no cost to you.
Completes new client intake & Medicare Scope of Appointment — books directly on William's calendar
25+
MA Plans Available
ZIP 32136
10+
Years Serving
Flagler County
$0
Broker Fee
Always Free
5★
Client Reviews
Google Verified
Independent Medicare Broker Near Me
Beverly Beach's Independent Medicare Broker — A1A Living, Unbiased Advice
Beverly Beach is one of Florida's smallest incorporated towns — a quiet stretch of A1A between Flagler Beach and Palm Coast where retirees come for the ocean views, the sea turtles, and the absence of crowds. What they sometimes don't plan for is Medicare.
William Gray is an independent broker with no carrier allegiance. He compares every plan available in ZIP 32136 — Humana, Florida Blue, UnitedHealthcare, Aetna, Cigna, and others — and his only job is finding the plan that keeps AdventHealth Palm Coast in-network and your prescriptions affordable. He serves the entire Flagler County coastline.
His service costs you nothing. Carriers pay a standard commission at enrollment — the same rate regardless of which plan you choose — so William's advice is genuinely unbiased.
William Gray
Independent Medicare Broker
FL License #W690237 · 29+ Years
Completes new client intake & Medicare Scope of Appointment — books directly on William's calendar
Medicare Services in Beverly Beach
How William Helps Beverly Beach Seniors
Medicare Help Near Me
Serving Beverly Beach ZIP Codes & Nearby Areas
William serves Beverly Beach and all of coastal Flagler County.
Not Sure Which Plans Are Available in Your ZIP?
Medicare plan availability varies by ZIP code. Call William with your ZIP and he'll pull up every plan available in your area — Medicare Advantage, Medigap, and Part D.
Call (386) 871-3858Local Hospital Networks
Hospitals Serving Beverly Beach Medicare Patients
William verifies your preferred hospital is in-network before recommending any Medicare Advantage plan. Not all plans cover all hospitals — this is one of the most important checks he performs.
AdventHealth Palm Coast
60 Memorial Medical Pkwy, Palm Coast, FL 32164
Primary hospital serving all of Flagler County
Halifax Health Medical Center
303 N Clyde Morris Blvd, Daytona Beach, FL 32114
Regional trauma center 30 min south
Not all Medicare Advantage plans include AdventHealth Palm Coast in-network. William verifies your preferred hospitals before recommending any plan.
Plan Comparison
Medicare Advantage vs. Medigap in Beverly Beach
The right choice depends on your doctors, medications, travel habits, and budget. William explains both options honestly — he has no incentive to push one over the other.
Medicare Advantage
Advantages
- $0 or low monthly premium
- Includes dental, vision & hearing
- Prescription drug coverage included
- Out-of-pocket maximum protection
Limitations
- ✕Restricted to plan network
- ✕Requires referrals (HMO plans)
- ✕Coverage varies by ZIP code
- ✕Network can change annually
Best For
Healthy seniors who want low premiums and extra benefits and are comfortable with network restrictions.
Medigap (Medicare Supplement)
Advantages
- Use any Medicare-accepting doctor nationwide
- Predictable costs — no surprise bills
- No referrals required
- Ideal for frequent travelers
Limitations
- ✕Higher monthly premium
- ✕Separate Part D plan needed
- ✕Medical underwriting may apply
- ✕No dental/vision/hearing included
Best For
Seniors who want freedom to see any doctor, predictable costs, or who travel frequently.
Not Sure Which Is Right for You?
William walks every Beverly Beach client through both options side-by-side — with real numbers for your specific situation. Free, no pressure.
Get a Free Plan ComparisonInsurance Carriers
Carriers William Represents in Beverly Beach
William is contracted with 28 carriers — he compares every plan available in your ZIP code, not just the ones from a single company.
Humana
MA + MedigapFlorida Blue
MA + MedigapUnitedHealthcare
MA + MedigapAetna
MA + MedigapCigna
MA + MedigapWellCare
MADevoted Health
MAMutual of Omaha
MedigapAllstate Health
MedigapBankers Fidelity
MedigapLumico
MedigapMedico
Medigap28 carriers total — William compares every plan available in Beverly Beach and recommends the best fit for your doctors, medications, and budget. Call for a free comparison →
Local Medicare Providers
Medicare-Accepting Doctors & Specialists in Beverly Beach
Before enrolling in any Medicare Advantage plan, William verifies that your current doctors are in-network. These are some of the most commonly used practices in Beverly Beach — but network status changes annually.
AdventHealth Medical Group — Palm Coast
Primary Care60 Cypress Point Pkwy, Palm Coast, FL 32164
Nearest major primary care group to Beverly Beach. Accepts most Medicare Advantage and Original Medicare plans.
Verify providerFlagler Health+ Primary Care — Palm Coast
Internal Medicine1 Flagler Hospital Blvd, Palm Coast, FL 32137
Part of the Flagler Health+ system. Accepts Original Medicare; Advantage network varies by plan.
Verify providerFlagler Beach Medical Center
Urgent Care / Primary Care301 S Central Ave, Flagler Beach, FL 32136
Local care option for Beverly Beach and Flagler Beach residents. Verify Medicare acceptance before visiting.
Verify providerDon't Lose Your Doctor When You Switch Plans
Network changes are the #1 complaint from Medicare Advantage enrollees. William checks every doctor and hospital against every plan before making a recommendation — at no cost to you.
Call William — Verify Your Doctors FreeNeighborhoods & Communities
Medicare Help Across All Beverly Beach Communities
Beverly Beach Oceanfront
A1A oceanfront homes and cottages — the core of this tiny coastal town, popular with retirees who want direct beach access
Painters Hill
Residential area just west of A1A with a mix of full-time residents and seasonal retirees
North Beverly Beach
Transitional area between Beverly Beach and the southern edge of Palm Coast — newer construction with easy access to Palm Coast services
Beverly Beach sits on A1A between Flagler Beach to the south — about 4 miles — and the southern edge of Palm Coast to the north. Bunnell, the Flagler County seat, is 8 miles inland on SR-100. AdventHealth Palm Coast is 10 minutes north. William serves the entire Flagler County coastline.
Local Senior Resources
Senior Resources in Beverly Beach & Flagler County
Helpful contacts for Medicare, aging services, and senior support in coastal Flagler County.
William works alongside these resources — not instead of them
SHINE counselors are great for unbiased information, but they can't enroll you in a plan. William can — and he handles all the paperwork at no cost to you. Learn how free Medicare help works in Florida.
Local Care Facilities & Services
Beverly Beach Skilled Nursing, Assisted Living & Home Health
Medicare covers skilled nursing and home health services under specific conditions. These are the top-rated facilities and agencies serving Beverly Beach and Flagler County. William can review your plan's coverage for any of these providers before you need care.
Palm Coast Rehabilitation and Nursing Center
Medicare & Medicaid certified
The only skilled nursing and rehabilitation facility in Flagler County. Physical, occupational, and speech therapy. Accepts Medicare, Medicaid, and most Medicare Advantage plans.
palmcoastrehab.comBunnell Health and Rehabilitation Center
Medicare & Medicaid certified
Skilled nursing facility in Bunnell — the county seat of Flagler County. Short-term rehabilitation and long-term care. Accepts Medicare, Medicaid, and most Medicare Advantage plans.
Medicare Care Compare profileFlagler Hospital Transitional Care Unit
Medicare certified
Hospital-based skilled nursing at Flagler Hospital in St. Augustine (~30 min from Palm Coast). For Flagler County patients who receive specialty care at Flagler Hospital and need continued skilled rehabilitation.
flaglerhospital.orgAdventHealth Transitional Care — Daytona Beach
Medicare certified
For Flagler County patients discharged from AdventHealth Daytona Beach needing continued skilled nursing or rehabilitation. Part of the AdventHealth system.
adventhealth.comBeverly Beach Medicare Guides
Free Medicare Resources for Beverly Beach Seniors
Serving All of Northeast Florida
Medicare Help Across NE Florida
William serves seniors across the entire NE Florida region. Each city has its own plan lineup and network — click your city for local Medicare information.
Don't see your city? William serves all of Florida — and all 50 states. View the full Flagler County Medicare Guide.
Beverly Beach Medicare by the Numbers
Medicare in Flagler County
Key facts about Medicare coverage in Flagler County.
35K+
Medicare Beneficiaries
Flagler County
25+
MA Plans Available
2026 Plan Year
1
Major Hospital
AdventHealth Palm Coast
Client Reviews
What Florida Seniors Say About William
"William Gray exceeded my expectations. He visited my home and provided a thorough explanation of various Medicare products. As a result, he helped me select the best supplement and achieve a significant reduction of over $150 per month in premiums."
Debra Abbott
Florida
"William is a gem — he helped my dad and is scheduled to help my mother-in-law next week. He helped my dad get the best medical plan and best Rx coverage. My father was singing William's praises. We are so grateful for him."
Vanessa Frie
Florida
FAQ
Frequently Asked Questions — Beverly Beach Medicare
Is there a Medicare agent near Beverly Beach, FL?
Yes — William Gray is an independent Medicare broker serving Beverly Beach and all of Flagler County. He offers in-home, phone, and video consultations at no cost. Call (386) 871-3858.
What Medicare plans are available in Beverly Beach, FL 32136?
Beverly Beach ZIP 32136 has access to 25+ Medicare Advantage plans and a full range of Medigap supplement options for 2026. William compares every plan side by side.
Is using a Medicare broker in Beverly Beach free?
Yes — completely free. Insurance carriers pay William a commission when you enroll. You pay the exact same premium whether you use William or call the carrier yourself.
What hospital serves Beverly Beach residents?
AdventHealth Palm Coast is the primary hospital for Beverly Beach residents — about 10 minutes north on US-1. Halifax Health Medical Center in Daytona Beach is the regional trauma center 30 minutes south. William verifies which plans keep both in-network.
What is the difference between Medicare Advantage and Medigap in Beverly Beach?
Medicare Advantage is an all-in-one plan that replaces Original Medicare — often $0 premium but with copays and network restrictions. Medigap supplements Original Medicare and covers most cost-sharing, giving you freedom to see any Medicare-accepting doctor. William walks you through both options.
I moved to Beverly Beach from another state — do I need to change my Medicare plan?
Moving to Florida triggers a Special Enrollment Period that lets you switch plans outside of open enrollment. William evaluates your current plan against everything available in ZIP 32136 and handles the switch.
Does William serve Flagler Beach and Palm Coast too?
Yes. William serves all of Flagler County including Beverly Beach, Flagler Beach, Palm Coast, and Bunnell.
When is Medicare open enrollment?
The Annual Enrollment Period runs October 15 – December 7 each year. Changes take effect January 1. Your Initial Enrollment Period is the 7-month window around your 65th birthday.
Can I keep my Palm Coast doctors if I live in Beverly Beach?
Most likely yes — Beverly Beach and Palm Coast share the same ZIP 32136 service area, and most plans that cover Palm Coast providers also cover Beverly Beach residents. William confirms your specific doctors before recommending any plan.
How do I get started with William Gray in Beverly Beach?
Call (386) 871-3858 or book a free appointment online. William will compare every plan in ZIP 32136 and help you enroll — at no cost to you.
Find the Right Medicare Plan in Beverly Beach
Free consultation — no pressure, no obligation. William compares every plan available in your ZIP.
Completes new client intake & Medicare Scope of Appointment — books directly on William's calendar
FL License W690237 · Independent broker · No cost to you