Medicare Agent in
Bunnell, FL
Independent broker William Gray compares every Medicare plan available in Bunnell and Flagler County — at no cost to you.
Completes new client intake & Medicare Scope of Appointment — books directly on William's calendar
25+
MA Plans Available
ZIP 32110
10+
Years Serving
Flagler County
$0
Broker Fee
Always Free
5★
Client Reviews
Google Verified
Independent Medicare Broker Near Me
Bunnell's Independent Medicare Broker — Flagler County Seat, Straight Talk
Bunnell is the county seat of Flagler County — a small city that handles the county's government and services while most of the population growth happens in Palm Coast to the east. That means Bunnell residents often get overlooked when it comes to Medicare outreach, even though they have the same needs and the same plan options as anyone in Palm Coast.
William Gray is an independent broker with no carrier ties. He compares every plan available in ZIP 32110 — Humana, Florida Blue, UnitedHealthcare, Aetna, Cigna, and others — and his focus is finding the plan that covers your doctors at AdventHealth Palm Coast and keeps your prescription costs under control.
His service is free. Carriers pay a standard commission at enrollment — the same rate regardless of which plan you choose — so William has no financial reason to steer you anywhere.
William Gray
Independent Medicare Broker
FL License #W690237 · 29+ Years
Completes new client intake & Medicare Scope of Appointment — books directly on William's calendar
Medicare Services in Bunnell
How William Helps Bunnell Seniors
Medicare Help Near Me
Serving Bunnell ZIP Codes & Nearby Areas
William serves Bunnell and all of Flagler County.
Not Sure Which Plans Are Available in Your ZIP?
Medicare plan availability varies by ZIP code. Call William with your ZIP and he'll pull up every plan available in your area — Medicare Advantage, Medigap, and Part D.
Call (386) 871-3858Local Hospital Networks
Hospitals Serving Bunnell Medicare Patients
William verifies your preferred hospital is in-network before recommending any Medicare Advantage plan. Not all plans cover all hospitals — this is one of the most important checks he performs.
AdventHealth Palm Coast
60 Memorial Medical Pkwy, Palm Coast, FL 32164
Primary hospital serving all of Flagler County
Halifax Health Medical Center
303 N Clyde Morris Blvd, Daytona Beach, FL 32114
Regional trauma center 45 min south
Not all Medicare Advantage plans include AdventHealth Palm Coast in-network. William verifies your preferred hospitals before recommending any plan.
Plan Comparison
Medicare Advantage vs. Medigap in Bunnell
The right choice depends on your doctors, medications, travel habits, and budget. William explains both options honestly — he has no incentive to push one over the other.
Medicare Advantage
Advantages
- $0 or low monthly premium
- Includes dental, vision & hearing
- Prescription drug coverage included
- Out-of-pocket maximum protection
Limitations
- ✕Restricted to plan network
- ✕Requires referrals (HMO plans)
- ✕Coverage varies by ZIP code
- ✕Network can change annually
Best For
Healthy seniors who want low premiums and extra benefits and are comfortable with network restrictions.
Medigap (Medicare Supplement)
Advantages
- Use any Medicare-accepting doctor nationwide
- Predictable costs — no surprise bills
- No referrals required
- Ideal for frequent travelers
Limitations
- ✕Higher monthly premium
- ✕Separate Part D plan needed
- ✕Medical underwriting may apply
- ✕No dental/vision/hearing included
Best For
Seniors who want freedom to see any doctor, predictable costs, or who travel frequently.
Not Sure Which Is Right for You?
William walks every Bunnell client through both options side-by-side — with real numbers for your specific situation. Free, no pressure.
Get a Free Plan ComparisonInsurance Carriers
Carriers William Represents in Bunnell
William is contracted with 28 carriers — he compares every plan available in your ZIP code, not just the ones from a single company.
Humana
MA + MedigapFlorida Blue
MA + MedigapUnitedHealthcare
MA + MedigapAetna
MA + MedigapCigna
MA + MedigapWellCare
MADevoted Health
MAMutual of Omaha
MedigapAllstate Health
MedigapBankers Fidelity
MedigapLumico
MedigapMedico
Medigap28 carriers total — William compares every plan available in Bunnell and recommends the best fit for your doctors, medications, and budget. Call for a free comparison →
Local Medicare Providers
Medicare-Accepting Doctors & Specialists in Bunnell
Before enrolling in any Medicare Advantage plan, William verifies that your current doctors are in-network. These are some of the most commonly used practices in Bunnell — but network status changes annually.
Flagler Health+ — Bunnell Primary Care
Primary Care301 E Moody Blvd, Bunnell, FL 32110
Flagler County seat primary care. Accepts Original Medicare; verify Advantage plan network status.
Verify providerAdventHealth Medical Group — Palm Coast
Primary Care / Multispecialty60 Cypress Point Pkwy, Palm Coast, FL 32164
Largest multispecialty group near Bunnell. Accepts most Medicare Advantage and Original Medicare plans.
Verify providerBunnell Family Health Center
Family Medicine200 E Moody Blvd, Bunnell, FL 32110
Community health center serving Flagler County. Accepts Medicare; sliding-scale fees available.
Verify providerDon't Lose Your Doctor When You Switch Plans
Network changes are the #1 complaint from Medicare Advantage enrollees. William checks every doctor and hospital against every plan before making a recommendation — at no cost to you.
Call William — Verify Your Doctors FreeNeighborhoods & Communities
Medicare Help Across All Bunnell Communities
Downtown Bunnell
Historic county seat with the Flagler County Courthouse, government offices, and a small-town main street feel
Espanola
Rural community 8 miles west of Bunnell on SR-100 — agricultural land and scattered residential properties
Bunnell Estates
Residential neighborhoods on the eastern edge of Bunnell with the shortest drive to Palm Coast services and AdventHealth
Bunnell is the geographic and civic center of Flagler County. Palm Coast — the county\'s largest city — is 10 miles east on SR-100, where AdventHealth Palm Coast is located. Flagler Beach is 12 miles southeast on SR-100 to A1A. St. Augustine is 30 miles north on US-1. William serves all of Flagler County.
Local Senior Resources
Senior Resources in Bunnell & Flagler County
Helpful contacts for Medicare, aging services, and senior support in Flagler County.
William works alongside these resources — not instead of them
SHINE counselors are great for unbiased information, but they can't enroll you in a plan. William can — and he handles all the paperwork at no cost to you. Learn how free Medicare help works in Florida.
Local Care Facilities & Services
Bunnell Skilled Nursing, Assisted Living & Home Health
Medicare covers skilled nursing and home health services under specific conditions. These are the top-rated facilities and agencies serving Bunnell and Flagler County. William can review your plan's coverage for any of these providers before you need care.
Palm Coast Rehabilitation and Nursing Center
Medicare & Medicaid certified
The only skilled nursing and rehabilitation facility in Flagler County. Physical, occupational, and speech therapy. Accepts Medicare, Medicaid, and most Medicare Advantage plans.
palmcoastrehab.comBunnell Health and Rehabilitation Center
Medicare & Medicaid certified
Skilled nursing facility in Bunnell — the county seat of Flagler County. Short-term rehabilitation and long-term care. Accepts Medicare, Medicaid, and most Medicare Advantage plans.
Medicare Care Compare profileFlagler Hospital Transitional Care Unit
Medicare certified
Hospital-based skilled nursing at Flagler Hospital in St. Augustine (~30 min from Palm Coast). For Flagler County patients who receive specialty care at Flagler Hospital and need continued skilled rehabilitation.
flaglerhospital.orgAdventHealth Transitional Care — Daytona Beach
Medicare certified
For Flagler County patients discharged from AdventHealth Daytona Beach needing continued skilled nursing or rehabilitation. Part of the AdventHealth system.
adventhealth.comBunnell Medicare Guides
Free Medicare Resources for Bunnell Seniors
Serving All of Northeast Florida
Medicare Help Across NE Florida
William serves seniors across the entire NE Florida region. Each city has its own plan lineup and network — click your city for local Medicare information.
Don't see your city? William serves all of Florida — and all 50 states. View the full Flagler County Medicare Guide.
Bunnell Medicare by the Numbers
Medicare in Flagler County
Key facts about Medicare coverage in Flagler County.
35K+
Medicare Beneficiaries
Flagler County
25+
MA Plans Available
2026 Plan Year
1
Major Hospital
AdventHealth Palm Coast
Client Reviews
What Florida Seniors Say About William
"William Gray exceeded my expectations. He visited my home and provided a thorough explanation of various Medicare products. As a result, he helped me select the best supplement and achieve a significant reduction of over $150 per month in premiums."
Debra Abbott
Florida
"William is a gem — he helped my dad and is scheduled to help my mother-in-law next week. He helped my dad get the best medical plan and best Rx coverage. My father was singing William's praises. We are so grateful for him."
Vanessa Frie
Florida
FAQ
Frequently Asked Questions — Bunnell Medicare
Is there a Medicare agent near Bunnell, FL?
Yes — William Gray is an independent Medicare broker serving Bunnell and all of Flagler County. He offers in-home, phone, and video consultations at no cost. Call (386) 871-3858.
What Medicare plans are available in Bunnell, FL 32110?
Bunnell ZIP 32110 has access to 25+ Medicare Advantage plans and a full range of Medigap supplement options for 2026. William compares every plan side by side.
Is using a Medicare broker in Bunnell free?
Yes — completely free. Insurance carriers pay William a commission when you enroll. You pay the exact same premium whether you use William or call the carrier yourself.
Does AdventHealth Palm Coast accept Medicare Advantage?
AdventHealth Palm Coast accepts many Medicare Advantage plans, but not all. William verifies your specific plan's network status — including specialist access — before making any recommendation.
What is the difference between Medicare Advantage and Medigap in Bunnell?
Medicare Advantage is an all-in-one plan that replaces Original Medicare — often $0 premium but with copays and network restrictions. Medigap supplements Original Medicare and covers most cost-sharing, giving you freedom to see any Medicare-accepting doctor. William walks you through both options.
I live in Bunnell but my doctors are in Palm Coast — does that matter?
For Medicare Advantage plans, provider networks matter. Most plans that cover Palm Coast providers also cover Bunnell residents since you share the same Flagler County service area. William confirms your specific doctors before recommending any plan.
Does William serve Palm Coast and Flagler Beach too?
Yes. William serves all of Flagler County including Bunnell, Palm Coast, Flagler Beach, and Beverly Beach.
When is Medicare open enrollment?
The Annual Enrollment Period runs October 15 – December 7 each year. Changes take effect January 1. Your Initial Enrollment Period is the 7-month window around your 65th birthday.
I am turning 65 in Bunnell — when should I call William?
Call at least 3 months before your 65th birthday. Your Initial Enrollment Period opens then, and acting early gives you time to compare plans without rushing. Missing the window can trigger permanent late penalties.
How do I get started with William Gray in Bunnell?
Call (386) 871-3858 or book a free appointment online. William will compare every plan in ZIP 32110 and help you enroll — at no cost to you.
Find the Right Medicare Plan in Bunnell
Free consultation — no pressure, no obligation. William compares every plan available in your ZIP.
Completes new client intake & Medicare Scope of Appointment — books directly on William's calendar
FL License W690237 · Independent broker · No cost to you