Jacksonville Medicare
Resource Center
Your complete Medicare guide for Jacksonville and Duval County — plan comparisons, hospital guides, ZIP code resources, senior services, and free help from independent broker William Gray.
Completes new client intake & Medicare Scope of Appointment — books directly on William's calendar
Medicare Plan Guides for Jacksonville
Medicare Advantage Plans Jacksonville
Compare every $0-premium Medicare Advantage plan in Duval County — HMO, PPO, DSNP.
Read GuideMedicare Supplement (Medigap) Jacksonville
Shop Plan G and Plan N rates from 15+ carriers. Medigap works at any Medicare-accepting doctor.
Read GuideMedicare Part D Drug Plans
Find the Part D plan where your specific medications cost the least in Jacksonville.
Read GuideTurning 65 in Jacksonville
Step-by-step guide to enrolling in Medicare when you turn 65 in Duval County.
Read GuideMedicare Supplement Rate Calculator
Estimate your Medigap premium in Jacksonville based on your age and ZIP code.
Read GuideMedicare Advantage vs. Medigap
Side-by-side comparison to help Jacksonville seniors choose the right coverage type.
Read GuideJacksonville Hospital Medicare Guides
Jacksonville has three major hospital systems — Mayo Clinic, Baptist Health, and UF Health. Not all Medicare Advantage plans cover all three. Use these guides to understand your coverage before enrolling.
Mayo Clinic Medicare Guide
Does your plan cover Mayo Clinic Jacksonville? Which plans include Mayo in-network?
Read GuideBaptist Health Medicare Guide
Medicare at Baptist Medical Center, Baptist Beaches, Baptist Clay, and Baptist MD Anderson.
Read GuideMayo Clinic Florida — Hospital Profile
Full profile of Mayo Clinic's Jacksonville and Ponte Vedra locations.
Read GuideBaptist Health Florida — Hospital Profile
All Baptist Health Jacksonville facilities and Medicare participation details.
Read GuideDuval County Medical Facilities
Complete directory of hospitals, urgent care, and medical facilities in Duval County.
Read GuideJacksonville Medicare by ZIP Code
Medicare plan availability varies by ZIP code. Find your neighborhood below for local plan information.
Medicare Resources for Jacksonville-Area Communities
Duval County
Duval County
Duval County
Clay County
St. Johns County
St. Johns County
Clay County
St. Johns County
Flagler County
Jacksonville Senior Resources & Medicare Assistance
Duval County Senior Services
City of Jacksonville senior programs, transportation, and in-home services
(904) 630-0955Website →Area Agency on Aging — NE Florida
Medicaid waiver, caregiver support, and benefits counseling for Duval County
(904) 391-6600Website →Florida SHINE Program
Free, unbiased Medicare counseling from trained volunteers — Duval County
1-800-963-5337Website →Social Security Administration — Jacksonville
Medicare enrollment, Social Security benefits, and Part B sign-up assistance
1-800-772-1213Website →Florida Medicaid — Duval County
Medicaid eligibility, dual-eligible (DSNP) plan assistance, and Extra Help enrollment
1-866-762-2237Website →Jacksonville Senior Centers
Multiple senior centers throughout Jacksonville with activities, meals, and programs
(904) 630-0955Website →Jacksonville Medicare — Frequently Asked Questions
What Medicare plans are available in Jacksonville, FL?
Jacksonville (Duval County) has one of the most competitive Medicare markets in Florida. Residents typically have access to 35+ Medicare Advantage plans from carriers including Humana, UnitedHealthcare AARP, Florida Blue, Aetna, Cigna, Devoted Health, and Wellcare — plus a full range of Medigap (Medicare Supplement) plans from 15+ carriers. The exact plan count changes each year during Annual Enrollment (October 15 – December 7).
How do I find a Medicare agent in Jacksonville?
William Gray is an independent Medicare broker serving all of Jacksonville and Duval County. He compares every plan available in your ZIP code, verifies your doctors and prescriptions are covered, and handles all enrollment paperwork — at no cost to you. Call (386) 871-3858 or schedule online at themedicaredude.com/contact.
What is the best Medicare plan in Jacksonville for 2026?
There is no single "best" plan — it depends on your doctors, prescriptions, and healthcare needs. In Jacksonville, William typically compares Humana, UnitedHealthcare AARP, Florida Blue, Aetna, and Devoted Health for Medicare Advantage, and 15+ carriers for Medigap. He runs your specific drug list and confirms your preferred hospitals (Mayo Clinic, Baptist Health, UF Health) before making any recommendation.
Does Jacksonville have good Medicare Advantage plans?
Yes. Duval County is one of the best Medicare Advantage markets in Florida. The county has a large senior population, strong hospital competition, and multiple major carriers offering $0-premium plans with dental, vision, hearing, and gym benefits. The presence of Mayo Clinic, Baptist Health, and UF Health gives Jacksonville residents access to world-class care under Medicare.
What is the Medicare Annual Enrollment Period in Jacksonville?
The Annual Enrollment Period (AEP) runs October 15 – December 7 each year, with changes effective January 1. During AEP, Jacksonville residents can switch Medicare Advantage plans, switch from Medicare Advantage to Original Medicare (with or without Medigap), or change their Part D drug plan. William reviews your coverage every fall and alerts you if a better plan is available.
Can I use Mayo Clinic with my Medicare Advantage plan in Jacksonville?
It depends on your specific plan. Mayo Clinic Jacksonville participates in select Medicare Advantage plans — but not all. Before enrolling in any MA plan, William verifies whether Mayo Clinic is in-network. If Mayo Clinic is your preferred provider, he will only show you plans where Mayo is covered. See the full Mayo Clinic Medicare Guide for details.
What is the Florida Medicare Birthday Rule and does it apply in Jacksonville?
Yes. Florida's Birthday Rule applies statewide, including Jacksonville. It allows Medigap policyholders to switch to a plan with equal or lesser benefits during a 30-day window around their birthday each year — without medical underwriting. This means Jacksonville seniors who enroll in Medigap can shop for a lower rate every year on their birthday, without fear of being denied coverage.
What senior resources are available in Jacksonville for Medicare help?
Jacksonville has several free Medicare assistance resources: the Florida SHINE Program (free counseling from trained volunteers), the Area Agency on Aging of Northeast Florida (benefits counseling and Medicaid waiver assistance), Duval County Senior Services (transportation and in-home services), and the Social Security Administration Jacksonville office (Medicare enrollment and Part B sign-up). William Gray is also available for free, independent Medicare plan comparisons.
How do I enroll in Medicare in Jacksonville?
You can enroll in Medicare Part A and Part B through Social Security — online at ssa.gov, by phone at 1-800-772-1213, or in person at the Jacksonville Social Security office. Your Initial Enrollment Period (IEP) begins 3 months before your 65th birthday and ends 3 months after. After enrolling in Original Medicare, William can help you choose a Medicare Advantage plan or Medigap supplement.
What is the difference between Medicare Advantage and Medigap in Jacksonville?
Medicare Advantage (Part C) replaces Original Medicare with a private plan — often $0 premium, with copays and network restrictions. Medigap (Medicare Supplement) works alongside Original Medicare to cover most out-of-pocket costs, giving you access to any doctor who accepts Medicare nationwide. For Jacksonville residents who want to use Mayo Clinic or travel frequently, Medigap Plan G often provides more flexibility. William compares both options side by side at no cost.
Does Jacksonville have a SHIP (State Health Insurance Assistance Program)?
Yes. Florida's SHIP is called the SHINE Program (Serving Health Insurance Needs of Elders). SHINE provides free, unbiased Medicare counseling from trained volunteers throughout Duval County. You can reach SHINE at 1-800-963-5337 or find a local counselor at floridashine.org. SHINE counselors can help with Medicare enrollment, plan comparisons, and billing issues — but they cannot enroll you in a plan. William Gray can handle the actual enrollment.
Can I get Medicare help if I am moving to Jacksonville from another state?
Yes. Moving to Jacksonville triggers a Special Enrollment Period (SEP) that allows you to switch Medicare plans. If you had a Medicare Advantage plan in another state, it almost certainly does not cover routine care in Jacksonville. William specializes in helping new Jacksonville residents navigate the transition — comparing plans, verifying doctors, and handling all enrollment paperwork. See the full Moving to Florida Medicare Guide for details.
More Medicare Resources
Ready to Compare Medicare Plans in Jacksonville?
William Gray compares every plan available in Duval County — free service, no pressure, no obligation. Call today or schedule online.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048) to get information on all of your options.
Not affiliated with or endorsed by the U.S. government or the federal Medicare program. This is an advertisement for insurance. William Gray and affiliated licensed agents are independent insurance agents, not government employees or representatives. Medicare has neither reviewed nor endorsed this information.
Not all plans or types of coverage may be available in your area. Plan availability, benefits, and premiums vary by county and ZIP code. Enrollment in any plan depends on contract renewal. Benefits, premiums, and cost-sharing may change on January 1 of each year.
Independent Agent & Compensation Disclosure. William Gray is an independent licensed insurance agent (FL License #W690237) and is not employed by or exclusively affiliated with any single insurance company. William is compensated by insurance carriers when you enroll in a plan. This compensation does not affect the premium you pay — your premium is the same whether you enroll through a broker or directly with the carrier. Affiliated agents are independent contractors solely responsible for their own conduct and representations.